46 2nd Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 46 2nd Ave, Lowell, MA 01854

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,567 sqft · built 1930
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on Record
Last Sale$574,900 (Nov 2025)
Tax Bill$5,283 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS06590

Property Details

APN / Parcel Number

Primary APNS06590
Alternative APNs
  • LOWE M:98 B:5245 L:46
  • M:000098 T:S06590

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,567 sqft Living Area
Gross Area2,940 sqft
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberS06590
Street Address46 2ND AVE
CityLOWELL
StateMA
Zip01854-2808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block5245
Legal Lot Number46
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2010
Census Tract310500

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address46 2ND AVE, LOWELL, MA 01854-2808
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Prior SaleJan 5, 1999 · Amount on Record
Deed Document Number202538263
Deed Book / Page39697 / 47
Record UpdatedOct 29, 2026

November 2025: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLOWELL MA
Recording DateNov 25, 2025
Property Address46 2ND AVE, LOWELL, MA 01854-2808
Document Number0039697-47
Book / Page39697 / 47
Instrument DateNov 25, 2025
Instrument38263
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address46 2ND AVE, LOWELL, MA 01854-2808

Mortgage

Document Number0000038264
DateNov 25, 2025
Instrument38264
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,283.00 (+4.84%)$465,500 (+6.06%) Land $157,700 Building $307,800$549,449 (-0.14%)
2025$5,039.00 (+5%)$438,900 (+8.94%) Land $153,800 Building $285,100$550,240 (+51.9%)
2024$4,799.00 (+7.72%)$402,900 (+12.32%) Land $134,200 Building $268,700$362,235
2023$4,455.00$358,700 Land $111,500 Building $247,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
1,000 / 75

May also be available: AT&T, T-Mobile.

Nearby Properties on 2nd Ave

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