42 2nd Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 42 2nd Ave, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1910
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Aug 2001)
Tax Bill	$5,264 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B13000`

Property Details

APN / Parcel Number

Primary APN	`B13000`
Alternative APNs	`LOWE M:98 B:5245 L:42` `M:000098 T:B13000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	1,064 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	B13000
Street Address	42 2ND AVE
City	LOWELL
State	MA
Zip	01854-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Block	5245
Legal Lot Number	42
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2010
Census Tract	310500

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 2ND AVE, LOWELL, MA 01854-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage ALIGN CREDIT UNION
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit ALIGN CU
May 4, 2017	Deed of Trust, Mortgage · Line of Credit ALIGN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2001 · Amount on Record
Deed Sale	Aug 1, 2001 · Amount on Record
Deed Book / Page	180 / 311
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	42 2ND AVE, LOWELL, MA 01854-2808
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000327557
Date	Sep 5, 2025
Instrument	327557

Lender

Name	ALIGN CREDIT UNION

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Oct 1, 2030
Index	1-Year CMT
Margin	3

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	42 2ND AVE, LOWELL, MA 01854-2808
Document Number	0000293324
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000293324
Date	Sep 11, 2017
Instrument	293324

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	42 2ND AVE, LOWELL, MA 01854-2808
Document Number	0000291770
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000291770
Date	May 12, 2017
Instrument	291770

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,264.00 (+4.88%)	$463,800 (+6.08%) Land $157,600 Building $306,200	$465,303 (+13.27%)
2025	$5,019.00 (+5.04%)	$437,200 (+8.97%) Land $153,700 Building $283,500	$410,780 (+18.66%)
2024	$4,778.00 (+7.73%)	$401,200 (+12.35%) Land $134,100 Building $267,100	$346,180
2023	$4,435.00	$357,100 Land $111,400 Building $245,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75

May also be available: AT&T, T-Mobile.

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