46 21st St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 46 21st St, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Lot Size	0.54 acres (2,329 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,897 (2025)
Flood Zone	Zone X (minimal risk)
APN	`064-235-018`

Property Details

APN / Parcel Number

Primary APN	`064-235-018`

Exterior

Lot Area	2,329 sqft (0.54 acres)

Location & Zoning

Street Address	46 21ST ST
City	CAYUCOS
State	CA
Zip	93430-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PR BCH 3 BL 14 LT 1
Legal Subdivision	PASO ROBLES BEACH 3
Legal Block	14
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3019
Census Tract	10504

Owner

46 21st St is held in a trust since February 2016.

Source: San Luis Obispo County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1229 HILLCREST DR, MORRO BAY, CA 93442-1829
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 10, 2016
Transfer Doc	0000011829
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 46 21st St was $1,897.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$173,338 (+2%) Land $17,977 Building $155,361
2025	$1,897.00	$169,940 Land $17,625 Building $152,315
2023	$1,856.00 (+1.87%)	$163,343 Land $16,942 Building $146,401
2022	$1,822.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 21st St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 21st St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000