San Luis Obispo County property record for 29 21st St, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,085 sqft · built 2000 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,400,000 (Jan 2018) |
| Tax Bill | $16,600 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-234-020 |
| Primary APN | 064-234-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,085 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Lot Area | 3,750 sqft (0.086 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 29 21ST ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PR BCH 3 BL 13 LT 16 & PTN LT 17 |
| Legal Subdivision | PASO ROBLES BEACH 03 |
| Legal Block | 13 |
| Legal Lot Number | 16,17 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10504 |
29 21st St is owned by a company that bought it in January 2018.
Source: San Luis Obispo County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 21118 E TRIMMER SPRINGS RD, SANGER, CA 93657-9148 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 22, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 12, 2018 | Grant Deed, Transfer · Conventional Mortgage COUNTRY CLUB MORTGAGE INC |
| Feb 9, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 9, 2017 | Quit Claim Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2018 · Amount on File |
| Deed Sale | Jan 12, 2018 · Amount on File |
| Prior Sale | Jun 26, 2014 · Amount on File |
| Deed Document Number | 20181276 |
| Prior Transfer Date | Apr 28, 2009 |
| Prior Transfer Doc | 0000022950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 22, 2020 |
| Property Address | 29 21ST ST, CAYUCOS, CA 93430-1407 |
| Document Number | 0000030733 |
| Map Reference | MB 3 PG 115 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 2020030733 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 21ST ST, CAYUCOS, CA 93430-1407 |
| Document Number | 0000030734 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2020030734 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 12, 2018 |
| Property Address | 29 21ST ST, CAYUCOS, CA 93430-1407 |
| Document Number | 0000001276 |
| Map Reference | MB3 PG115 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 2018001276 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 21118 E TRIMMER SPRINGS RD, SANGER, CA 93657-9148 |
| Document Number | 0000001277 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 2018001277 |
| Name | COUNTRY CLUB MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 9, 2017 |
| Property Address | 29 21ST ST, CAYUCOS, CA 93430-1407 |
| Document Number | 0000006383 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 6383 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4816 COYOTE WELLS CIR WESTLAKE VILLAGE CA 913624712, WESTLAKE VILLAGE, CA 91362-4712 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 9, 2017 |
| Property Address | 29 21ST ST, CAYUCOS, CA 93430-1407 |
| Document Number | 0000006382 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 6382 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4816 COYOTE WELLS CIR WESTLAKE VILLAGE CA 913624712, WESTLAKE VILLAGE, CA 91362-4712 |
The 2025 property tax bill for 29 21st St was $16,600.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,624,815 (+2%) Land $1,044,524 Building $580,291 | |
| 2025 | $16,600.00 | $1,592,957 Land $1,024,044 Building $568,913 |
| 2023 | $16,292.00 (+1.7%) | $1,531,102 Land $984,280 Building $546,822 |
| 2022 | $16,020.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 29 21st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 21st St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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