4599 SE Roaring Brook Way, Stuart, FL 34997 Property Records

Martin County property record for 4599 SE Roaring Brook Way, Stuart, FL 34997

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,208 sqft · built 1985
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Jun 1986)
Tax Bill	$3,657 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-007-000-0185.1-1-0000`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-007-000-0185.1-1-0000`
Alternative APNs	`40-38-41-007-000-01851-1` `36400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,271 sqft (0.121 acres)
Porch	Open Concrete/Masonry Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36400
Street Address	4599 SE ROARING BROOK WAY
City	STUART
State	FL
Zip	34997-5561
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2A
Legal Description	FISHERMANS COVE SEC 2 PHASE 3 B LOT 185 SOUTH 1/2
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	FISHERMANS COVE
Legal Block	2
Legal Lot Number	185
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2007
Census Tract	1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4539 SE HALSTON CT, STUART, FL 34997-2462
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1986 · Amount on Record
Deed Sale	Jun 1, 1986 · Amount on Record
Deed Book / Page	678 / 422
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 20, 2018
Property Address	4599 SE ROARING BROOK WAY, STUART, FL 34997-5561
Document Number	0029811524
Book / Page	002981 / 001524
Instrument Date	Mar 16, 2017
Instrument	2684580
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	WATERVIEW TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4539 SE HALSTON CT STUART FL 349972462, STUART, FL 34997-2462

Mortgage

Document Number	29811537
Date	Mar 20, 2018
Book Page	002981/001537
Instrument	2684583

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,657.00 (+1.92%)	$194,374 (+21%)	$218,300 (+7.9%) Land $130,000 Building $88,300
2024	$3,588.00 (+7.04%)
2023	$3,352.00 (+14.91%)	$160,640 (+1%)	$202,310 (+27.38%) Land $110,000 Building $92,310
2022	$2,917.00	$146,037	$158,830 Land $89,680 Building $69,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20