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4560 SE Roaring Brook Way, Stuart, FL 34997 Property Records

Martin County property record for 4560 SE Roaring Brook Way, Stuart, FL 34997

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,208 sqft · built 1985
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$299,900 (Oct 2023)
Tax Bill$3,848 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Aug 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN40-38-41-007-000-0177.1-8-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-007-000-0177.1-8-0000
Alternative APNs
  • 40-38-41-007-000-01771-8
  • 36386

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Units2 Units
Stories1 Story
Building Area1,208 sqft Living Area
Gross Area1,368 sqft
1st Floor Area1,208 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
PorchScreened Concrete Masonry Porch
Porch Area188 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number36386
Street Address4560 SE ROARING BROOK WAY
CitySTUART
StateFL
Zip34997-5550
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2A
Legal DescriptionLOT 177 LESS AND EXCEPT THE NORTHERLY 47.66 FEET FISHERMANS COVE SECTION 2 PHASE 3B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 9 PAGE 66 PUBLIC RECORDS MARTIN COUNTY FLORIDA (SOUTH ONE-HALF)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionFISHERMANS COVE
Legal Block2
Legal Lot Number177
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2010
Census Tract1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4560 SE ROARING BROOK WAY, STUART, FL 34997-5550
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Warranty Deed, Transfer · FHA Mortgage
NOVUS HOME MORTGAGE
Aug 16, 2017Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Feb 4, 2021Re-recorded Document
EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION
Feb 6, 2020Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 29, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2023 · Amount on Record
Deed SaleOct 5, 2023 · Amount on Record
Prior SaleFeb 6, 2020 · Amount on Record
Deed Document Number20233038954
Deed Book / Page3400 / 856
Prior Transfer DateJan 31, 2020
Prior Transfer Doc0031942697
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 5, 2023
Property Address4560 SE ROARING BROOK WAY, STUART, FL 34997-5550
Document Number0034000856
Book / Page3400 / 856
Map ReferenceMB 9 PG 66
Instrument DateSep 28, 2023
Instrument3038954
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyHARBOUR LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,099.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1055 DEER PARK RD, NEBO, NC 28761-8741

Transferred To (Grantee/Buyer)

NameVerified Name
Address4560 SE ROARING BROOK WAY, STUART, FL 34997-5550

Mortgage

Document Number0003400858
DateOct 5, 2023
Instrument3400/858
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

Mortgage

Document Number0034000871
DateOct 5, 2023
Book Page3400/871
Instrument3038956
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
AddressBROOKFIELD, WI 53045
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2033

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4560 SE ROARING BROOK WAY, STUART, FL 34997-5550
Transaction TypeMortgage
Record UpdatedFeb 23, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029431517
DateAug 16, 2017
Book Page02943/1517
Instrument2650906
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMARTIN FL
Recording DateFeb 4, 2021
Property Address4560 SE ROARING BROOK WAY, STUART, FL 34997-5550
Document Number0031942697
Book / Page3194 / 2697
Map ReferenceMB 9 PG 66
Instrument DateJan 31, 2021
Instrument2865896
Record UpdatedJan 30, 2024
Title CompanyEQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

AmountAmount Recorded
Tax$1,295.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1489 SE LEGACY COVE CIR, STUART, FL 34997-7630

Transferred To (Grantee/Buyer)

NameVerified Name
Address4560 SE ROARING BROOK WAY, STUART, FL 34997-5550

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateFeb 6, 2020
Property Address4560 SE ROARING BROOK WAY, STUART, FL 34997-5550
Document Number0031092057
Book / Page3109 / 2057
Map ReferenceMB 9 PG 66
Instrument DateJan 31, 2020
Instrument2798363
Transaction TypeTransfer
Record UpdatedFeb 23, 2022
Title CompanyEQUITABLE TTL OF CELEBRATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4560 SE ROARING BROOK WAY, STUART, FL 34997-5550

Mortgage

Document Number0031092060
DateFeb 6, 2020
Instrument3109/2060
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateJun 29, 2017
Property Address4560 SE ROARING BROOK WAY, STUART, FL 34997-5550
Document Number0029341229
Book / Page002934 / 001229
Instrument DateJun 29, 2017
Instrument2643092
Transaction TypeTransfer
Record UpdatedJul 25, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4560 SE ROARING BROOK WAY STUART FL 349975550, STUART, FL 34997-5550

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,848.00 (-3.02%) Homeowner's exemption$256,590 (+58.17%) Land $130,000 Building $126,590$256,590 (+8.56%) Land $130,000 Building $126,590
2024$3,968.00 (+62.36%)
2023$2,444.00 (+4.13%) Additional exemption filed$162,221 (+3%)$236,360 (+29.47%) Land $110,000 Building $126,360
2022$2,347.00 Homeowner's exemption$157,497$182,560 Land $89,680 Building $92,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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