4597 Warner Bay Rd, Bemus Point, NY 14712 Property Records

Chautauqua County and Ellery Town property record for 4597 Warner Bay Rd, Bemus Point, NY 14712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1988
Lot Size	0.657 acres (28,635 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Dec 2025)
Tax Bill	$12,816 (2026)
Deeds & Mortgages	Dec 2022 Sale Jan 2013 Sale & Mortgage + 2 more
APN	`063689 315.11-1-35`

Property Details

APN / Parcel Number

Primary APN	`063689 315.11-1-35`
Alternative APN	`36893150110001035000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,402 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	28,635 sqft (0.657 acres)
Lot Dimensions	249 ft deep x 115 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	538 sqft
Cabin	440 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	4597 WARNER BAY RD
City	BEMUS POINT
State	NY
Zip	14712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	OLD APN: 063689 28-1-46
Legal Block	1
Legal Lot Number	35.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	ELLERY
Census Block Group	4
Census Block	4010
Census Tract	36902

Owner

4597 Warner Bay Rd is owned by two individuals who bought it in December 2025.

Source: Chautauqua County and Ellery Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 KARRASTYN CT, GIBSONIA, PA 15044-6019
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Transfer
Jan 25, 2013	Deed, Transfer WELLS FARGO BANK NA
Feb 3, 2009	Deed, Transfer LAWRENCE H. WOODWARD
Aug 21, 2006	Quit Claim Deed, Transfer DONALD J. EGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Jan 25, 2013 · Amount on File
Deed Document Number	20258204
Prior Transfer Date	Feb 3, 2009
Prior Transfer Doc	0000002671/000000098
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Dec 28, 2022
Property Address	4597 WARNER BAY RD, BEMUS POINT, NY 14712
Document Number	DE2022009265
Instrument Date	Nov 28, 2022
Instrument	DE2022009265
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 W LANCASTER RD, HARMONY, PA 16037-7402

January 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jan 25, 2013
Property Address	4597 WARNER BAY RD, BEMUS POINT, NY 14712
Document Number	0000002013/0000001296
Book / Page	0000002013 / 0000001296
Instrument Date	Jan 25, 2013
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	PETER A N/A

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 SAINT MELLION DR, PRESTO, PA 15142-1007

Mortgage

Document Number	0000001302
Date	Jan 25, 2013
Instrument	0000001302

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2043

February 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Feb 3, 2009
Property Address	4597 WARNER BAY RD, BEMUS POINT, NY 14712
Document Number	0000002671/0000000982
Book / Page	0000002671 / 0000000982
Instrument Date	Feb 3, 2009
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	LAWRENCE H. WOODWARD

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Aug 21, 2006
Property Address	4597 WARNER BAY RD, BEMUS POINT, NY 14712
Document Number	0000002606/0000000448
Book / Page	0000002606 / 0000000448
Instrument Date	Aug 21, 2006
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	DONALD J. EGAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 4597 Warner Bay Rd was $12,816, up 0.5% from the year before.

Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ellery Town
Unified School District	Bemus Point Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,816.00 (+0.53%)
2025	$12,748.00	$423,500 Land $310,000 Building $113,500	$683,100 Land $500,026 Building $183,074
2023		$379,500 (+3.13%) Land $310,000 Building $69,500	$544,500 (+16.3%) Land $444,783 Building $99,717
2022		$368,000 Land $310,000 Building $58,000	$468,200 Land $394,408 Building $73,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4597 Warner Bay Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4597 Warner Bay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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