Hamilton County property record for 4597 Sailmaker Cir, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,982 sqft · built 2019 |
| Lot Size | 0.204 acres (8,919 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $950,000 (Aug 2025) |
| Tax Bill | $2,774 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Aug 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120J A 032.02 |
| Primary APN | 120J A 032.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,982 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,919 sqft (0.204 acres) |
| Lot Dimensions | 118 ft deep x 106 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000151376 |
|---|---|
| Street Address | 4597 SAILMAKER CIR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-1676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 22 WINDWARD POINTE SUB PB 74 PG 27 REV 111-76 |
| Legal Subdivision | WINDWARD POINTE SUB |
| Legal Lot Number | 22 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11411 |
4597 Sailmaker Cir is held in a trust since August 2026.
Source: Hamilton County records, as of September 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4597 SAILMAKER CIR, CHATTANOOGA, TN 37416-1676 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 13, 2025 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Jun 18, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on File |
| Deed Sale | Aug 13, 2025 · Amount on File |
| Prior Sale | Sep 19, 2017 · Amount on File |
| Deed Document Number | 202599 |
| Deed Book / Page | 14012 / 397 |
| Last Transfer Date | Aug 26, 2026 |
| Transfer Doc | 0000000271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 18, 2026 |
| Property Address | 4597 SAILMAKER CIR, CHATTANOOGA, TN 37416-1676 |
| Document Number | 0000000271 |
| Book / Page | 14443 / 286 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 2026271 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4597 SAILMAKER CIR, CHATTANOOGA, TN 37416-1676 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 13, 2025 |
| Property Address | 4597 SAILMAKER CIR, CHATTANOOGA, TN 37416-1676 |
| Document Number | 0000000099 |
| Book / Page | 14012 / 397 |
| Map Reference | MB 112 PG 44 |
| Instrument Date | Aug 12, 2025 |
| Instrument | 2025081300099 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4597 SAILMAKER CIR, CHATTANOOGA, TN 37416-1676 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 18, 2025 |
| Property Address | 4597 SAILMAKER CIR, CHATTANOOGA, TN 37416-1676 |
| Document Number | 0000000176 |
| Book / Page | 13957 / 797 |
| Map Reference | MB 74 PG 27 |
| Instrument Date | Jun 18, 2025 |
| Instrument | 2025061800176 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4597 SAILMAKER CIR, CHATTANOOGA, TN 37416-1676 |
The 2025 property tax bill for 4597 Sailmaker Cir was $2,774, up 0.5% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,774.00 (+0.54%) | $183,050 (+48.43%) | $732,200 (+48.43%) Land $70,000 Building $662,200 |
| 2024 | $2,759.00 | $123,325 (-) | $493,300 (-) Land $70,000 Building $423,300 |
| 2023 | $2,759.00 (-21.95%) | $123,325 (-21.96%) | $493,300 (-21.96%) Land $70,000 Building $423,300 |
| 2022 | $3,535.00 | $158,025 | $632,100 Land $70,000 Building $562,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4597 Sailmaker Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4597 Sailmaker Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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