Hamilton County property record for 4530 Sailmaker Cir, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,081 sqft · built 2000 |
| Lot Size | 0.278 acres (12,126 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $840,000 (Nov 2020) |
| Tax Bill | $3,569 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120J D 010 |
| Primary APN | 120J D 010 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,081 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,126 sqft (0.278 acres) |
| Lot Dimensions | 117 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000141522 |
|---|---|
| Street Address | 4530 SAILMAKER CIR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-1677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 35 WINDWARD POINTE SUB PB58 PG121 |
| Legal Subdivision | WINDWARD POINTE SUB |
| Legal Lot Number | 35 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11411 |
Source: Hamilton County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4530 SAILMAKER CIR, CHATTANOOGA, TN 37416-1677 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 26, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TENNESSEE BANK NA |
| Mar 9, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA |
| Nov 11, 2020 | Warranty Deed, Transfer NAVY FCU |
| Apr 29, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 11, 2020 · Amount on Record |
| Deed Sale | Nov 11, 2020 · Amount on Record |
| Prior Sale | May 16, 2014 · Amount on Record |
| Deed Document Number | 202059 |
| Deed Book / Page | 12227 / 306 |
| Prior Transfer Date | Jan 22, 2013 |
| Prior Transfer Doc | 0000000258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 26, 2026 |
| Property Address | 4530 SAILMAKER CIR, CHATTANOOGA, TN 37416-1677 |
| Document Number | 0000000172 |
| Book / Page | 14240 / 458 |
| Map Reference | MB 56 PG 121 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2026032600172 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4530 SAILMAKER CIR, CHATTANOOGA, TN 37416-1677 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4530 SAILMAKER CIR, CHATTANOOGA, TN 37416-1677 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000000164 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 10993/464 |
| Instrument | 2017030800164 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4530 SAILMAKER CIR, CHATTANOOGA, TN 37416-1677 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000000177 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 10994/777 |
| Instrument | 2017030900177 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 3, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 11, 2020 |
| Property Address | 4530 SAILMAKER CIR, CHATTANOOGA, TN 37416-1677 |
| Document Number | 1111000059 |
| Book / Page | 012227 / 000306 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 201111000059 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,108.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4530 SAILMAKER CIR CHATTANOOGA TN 374161677, CHATTANOOGA, TN 37416-1677 |
| Document Number | 1111000060 |
|---|---|
| Date | Nov 11, 2020 |
| Book Page | 012227/000309 |
| Instrument | 201111000060 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4530 SAILMAKER CIR, CHATTANOOGA, TN 37416-1677 |
| Document Number | 0511000193 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 4530 SAILMAKER CIR CHATTANOOGA TN 374161677, CHATTANOOGA, TN 37416-1677 |
| Document Number | 0511000193 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 011997/000521 |
| Instrument | 200511000193 |
| Name | FIRST HORIZON BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,569.00 (-17.48%) | $235,500 (+21.8%) | $942,000 (+21.8%) Land $135,000 Building $807,000 |
| 2024 | $4,325.00 | $193,350 (-) | $773,400 (-) Land $135,000 Building $638,400 |
| 2023 | $4,325.00 | $193,350 (-) | $773,400 (-) Land $135,000 Building $638,400 |
| 2022 | $4,325.00 | $193,350 | $773,400 Land $135,000 Building $638,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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