4596 Etta Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 4596 Etta Ln, Lenoir, NC 28645 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 2003
Lot Size	0.628 acres (27,354 sqft)
Owner	2 Individual Names on File
Last Sale	$161,500 (Feb 2019)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03 68 1 1F`

Property Details

APN / Parcel Number

Primary APN	`03 68 1 1F`
Alternative APNs	`165585` `175670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Heated Area
Gross Area	2,692 sqft
1st Floor Area	1,628 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,354 sqft (0.628 acres)
Lot Dimensions	194 ft deep x 141 ft wide
Garage Type	Finished
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	175670
Street Address	4596 ETTA LN
City	LENOIR
State	NC
Zip	28645-7483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2065 PG 1821 YR 2022 ST 0.00
Legal Subdivision	BRADFORD FARM SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1000
Census Tract	30700

Owner

Source: Caldwell County records · APN 03 68 1 1F

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4596 ETTA LN, LENOIR, NC 28645-7483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 30, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 28, 2019	Warranty Deed, Transfer · FHA Mortgage ALCOVA MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	Oct 01, 2003 · Amount on Record
Deed Document Number	201910030589
Deed Book / Page	1958 / 870
Last Transfer Date	Sep 01, 2022
Transfer Doc	0020651821
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Sep 06, 2022
Property Address	4596 ETTA LN, LENOIR, NC 28645-7483
Document Number	0020651821
Book / Page	2065 / 1821
Map Reference	MB 20 PG 95
Instrument Date	Sep 01, 2022
Instrument	10076401
Transaction Type	Transfer
Record Updated	Nov 08, 2022
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4596 ETTA LN, 4596, LENOIR, NC 28645-7483

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4596 ETTA LN, LENOIR, NC 28645-7483

Mortgage

Document Number	0010076402
Date	Sep 06, 2022
Instrument	10076402

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4596 ETTA LN, LENOIR, NC 28645-7483
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200499
Date	Apr 30, 2021
Book Page	2020/499
Instrument	10056945

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2046

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 28, 2019
Property Address	4596 ETTA LN, LENOIR, NC 28645-7483
Document Number	0010030589
Book / Page	001958 / 000870
Instrument Date	Feb 25, 2019
Instrument	10030589
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4596 ETTA LN LENOIR NC 286457483, LENOIR, NC 28645-7483

Mortgage

Document Number	10030590
Date	Feb 28, 2019
Book Page	001958/000873
Instrument	10030590

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,200 (-) Land $18,100 Building $291,100
2025	$2,024.00 (+38.63%)	$309,200 (+72.26%) Land $18,100 Building $291,100	$309,200 (+72.26%) Land $18,100 Building $291,100
2024	$1,460.00 (+4.73%)
2023		$179,500 (-) Land $18,100 Building $161,400	$179,500 (-) Land $18,100 Building $161,400
2022	$1,394.00	$179,500 Land $18,100 Building $161,400	$179,500 Land $18,100 Building $161,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270307001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 48% of North Carolina
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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