Caldwell County property record for 4595 Etta Ln, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 2003 |
| Lot Size | 0.647 acres (28,182 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,500 (Jul 2003) |
| Tax Bill | $1,036 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 68 1 1B |
| Primary APN | 03 68 1 1B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,612 sqft Heated Area |
| Gross Area | 3,446 sqft |
| 1st Floor Area | 1,612 sqft |
| Basement Area | 1,586 sqft |
| Finished Basement | 793 sqft |
| Unfinished Basement | 793 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,182 sqft (0.647 acres) |
| Lot Dimensions | 125 ft deep x 175 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 143091 |
|---|---|
| Street Address | 4595 ETTA LN |
| City | LENOIR |
| State | NC |
| Zip | 28645-7483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1772 PG 64 YR 2011 ST 0.00 |
| Legal Subdivision | BRADFORD FARM SUBDIVISION |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30700 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4595 ETTA LN, LENOIR, NC 28645-7483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2003 · Amount on Record |
| Deed Sale | Jul 30, 2003 · Amount on Record |
| Prior Sale | Dec 3, 2002 |
| Deed Book / Page | 1460 / 1748 |
| Last Transfer Date | Jul 13, 2011 |
| Transfer Doc | 0017720064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4595 ETTA LN, LENOIR, NC 28645-7483 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4595 ETTA LN, LENOIR, NC 28645-7483 |
| Document Number | 0020570813 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 2057/813 |
| Instrument | 10072621 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 231 Months |
| Due | Aug 1, 2041 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,036.00 (-59.92%) | $328,500 (-) Land $19,000 Building $309,500 | |
| 2025 | $2,585.00 (+64.44%) | $328,500 (+65.32%) Land $19,000 Building $309,500 | $328,500 (+65.32%) Land $19,000 Building $309,500 |
| 2024 | $1,572.00 (+2.01%) | ||
| 2023 | $198,700 (-) Land $20,300 Building $178,400 | $198,700 (-) Land $20,300 Building $178,400 | |
| 2022 | $1,541.00 | $198,700 Land $20,300 Building $178,400 | $198,700 Land $20,300 Building $178,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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