45956 Camino Rubi, Temecula, CA 92592 Property Records

Riverside County property record for 45956 Camino Rubi, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.25 ba · 3,280 sqft · built 2011
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (May 2019)
Tax Bill	$8,886 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`962-361-009`

Property Details

APN / Parcel Number

Primary APN	`962-361-009`

Interior

Bedrooms	4 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,280 sqft Living Area
Gross Area	4,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Construction Type	Wood
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45956 CAMINO RUBI
City	TEMECULA
State	CA
Zip	92592-3389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.13 ACRES IN LOT 27 MB 316/099 TR 23064
Legal Subdivision	TRACT NO 23064
Legal Tract	23064
Legal Lot Number	27
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2012
Census Tract	43252

Owner

45956 Camino Rubi is owned by two individuals who bought it in May 2019.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	32033 HUMMINGBIRD WAY, TEMECULA, CA 92592-6890
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MK LENDING CORP
May 30, 2019	Grant Deed, Transfer · Conventional Mortgage MK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Prior Sale	Sep 1, 2011 · Amount on File
Deed Document Number	2019193228
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45956 CAMINO RUBI, TEMECULA, CA 92592-3389
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45956 CAMINO RUBI, TEMECULA, CA 92592-3389

Mortgage

Document Number	0000410124
Date	Jul 8, 2021
Instrument	2021-0410124

Lender

Name	MK LENDING CORP
Type	Mortgage Company
Address	NORTH HOLLYWOOD, CA 91601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 30, 2019
Property Address	45956 CAMINO RUBI, TEMECULA, CA 92592-3389
Document Number	0000193228
Instrument Date	May 7, 2019
Instrument	193228
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45956 CAMINO RUBI TEMECULA CA 925923389, TEMECULA, CA 92592-3389

Mortgage

Document Number	193229
Date	May 30, 2019
Instrument	193229

Lender

Name	MK LNDG
Address	HOLLYWOOD, CA 91601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 45956 Camino Rubi was $8,886.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,112 (+2%) Land $227,563 Building $392,549
2025	$8,886.00	$607,953 Land $223,101 Building $384,852
2023	$8,648.00 (+2.2%)	$584,347 Land $214,439 Building $369,908
2022	$8,462.00
2021			$672,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45956 Camino Rubi in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45956 Camino Rubi is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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