45951 Camino Rubi, Temecula, CA 92592 Property Records

Riverside County property record for 45951 Camino Rubi, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,032 sqft · built 2011
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$980,000 (Sep 2024)
Tax Bill	$12,858 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`962-363-012`

Property Details

APN / Parcel Number

Primary APN	`962-363-012`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,032 sqft Living Area
Gross Area	3,697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	665 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	962363012
Street Address	45951 CAMINO RUBI
City	TEMECULA
State	CA
Zip	92592-3389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.14 ACRES IN LOT 84 MB 316/099 TR 23064
Legal Tract	23064
Legal Lot Number	84
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2026
Census Tract	43252

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45951 CAMINO RUBI, TEMECULA, CA 92592-3389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Aug 23, 2021	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Jan 20, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO
Jan 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	2024-0273507
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45951 CAMINO RUBI, TEMECULA, CA 92592-3389
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45951 CAMINO RUBI, TEMECULA, CA 92592-3389

Mortgage

Document Number	0000039359
Date	Feb 6, 2026
Instrument	2026-0039359

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45951 CAMINO RUBI, TEMECULA, CA 92592-3389
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45951 CAMINO RUBI, TEMECULA, CA 92592-3389

Mortgage

Document Number	0000334397
Date	Nov 6, 2023
Instrument	2023-0334397

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 23, 2021
Property Address	45951 CAMINO RUBI, TEMECULA, CA 92592-3389
Document Number	0000504271
Map Reference	MB 316 PG 99-108
Instrument Date	Jul 29, 2021
Instrument	2021-0504271
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	45951 CAMINO RUBI, TEMECULA, CA 92592-3389

Mortgage

Document Number	0000504272
Date	Aug 23, 2021
Instrument	2021-0504272

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 20, 2021
Property Address	45951 CAMINO RUBI, TEMECULA, CA 92592-3389
Document Number	0000035426
Instrument Date	Jan 13, 2021
Instrument	35426
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	743 SHARON RD ARCADIA CA 910077888, ARCADIA, CA 91007-7888

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 19, 2021
Property Address	45951 CAMINO RUBI, TEMECULA, CA 92592-3389
Document Number	0000032005
Map Reference	MB 316 PG 99-108
Instrument Date	Jan 13, 2021
Instrument	2021-0032005
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	743 SHARON RD, ARCADIA, CA 91007-7888

Mortgage

Document Number	0000032006
Date	Jan 19, 2021
Instrument	2021-0032006

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,858.00 (+19%)	$980,000 (+20.1%) Land $294,000 Building $686,000
2023	$10,805.00 (+2.17%) Homeowner's exemption	$816,000 Land $153,000 Building $663,000
2022	$10,576.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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