Hamilton County property record for 4595 Zion Rd, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,219 sqft · built 1960 |
| Lot Size | 0.521 acres (22,738 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,592 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0030-0244-00 |
| Primary APN | 570-0030-0244-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,219 sqft Living Area |
| 1st Floor Area | 1,377 sqft |
| 2nd Floor Area | 842 sqft |
| Upper Floors Area | 842 sqft |
| Basement Area | 1,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,738 sqft (0.521 acres) |
| Lot Dimensions | 230 ft deep x 100 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4595 ZION RD |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ZION RD 100 X 230 R2-T1-S4 NW |
| Legal Range | 02 |
| Legal Township | 01 |
| Legal Section | 04 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20403 |
4595 Zion Rd is owned and occupied by two individuals who acquired it in January 1990.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4595 ZION RD, CLEVES, OH 45002-9684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4595 ZION RD, CLEVES, OH 45002-9684 |
| Document Number | 0000005689 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4595 ZION RD CLEVES OH 450029684, CLEVES, OH 45002-9684 |
| Document Number | 0000005689 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 014333/002793 |
| Instrument | 5689 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4595 ZION RD, CLEVES, OH 45002-9684 |
| Document Number | 0000065703 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4595 ZION RD CLEVES OH 450029684, CLEVES, OH 45002-9684 |
| Document Number | 0000065703 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 013977/000817 |
| Instrument | 65703 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2049 |
The 2025 property tax bill for 4595 Zion Rd was $3,592 with a homeowner's exemption, up 12.5% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,592.00 (+12.5%) Homeowner's exemption | $78,523 (-) Land $18,788 Building $59,735 | |
| 2024 | $3,193.00 (-1.36%) Homeowner's exemption | $78,523 (-) Land $18,788 Building $59,735 | |
| 2023 | $3,237.00 (+25.9%) Homeowner's exemption | $78,523 (+51.53%) Land $18,788 Building $59,735 | $224,350 Land $53,680 Building $170,670 |
| 2022 | $2,571.00 Homeowner's exemption | $51,821 Land $16,233 Building $35,588 | |
| 2020 | $148,060 Land $46,380 Building $101,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4595 Zion Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1978–2005) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jan 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4595 Zion Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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