Hamilton County property record for 4583 Zion Rd, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,156 sqft · built 1992 |
| Lot Size | 1.99 acres (86,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,900 (Feb 2021) |
| Tax Bill | $5,925 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0030-0416-00 |
| Primary APN | 570-0030-0416-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,156 sqft Living Area |
| Gross Area | 4,753 sqft |
| 1st Floor Area | 2,156 sqft |
| Basement Area | 2,156 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Fiberglass |
| Lot Area | 86,946 sqft (1.99 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | Deck Area |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 4583 ZION RD |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | WS ZION RD 2.002 AC R2-T1-S4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20403 |
4583 Zion Rd is owned and occupied by two individuals who bought it in February 2021.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4583 ZION RD, CLEVES, OH 45002-9684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA |
| Feb 1, 2021 | Executor's Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2021 · Amount on File |
| Deed Sale | Feb 1, 2021 · Amount on File |
| Prior Sale | Nov 6, 1998 · Amount on File |
| Deed Document Number | 202113703 |
| Deed Book / Page | 14345 / 2660 |
| Prior Transfer Date | Feb 19, 2013 |
| Prior Transfer Doc | 0000000353 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4583 ZION RD, CLEVES, OH 45002-9684 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4583 ZION RD, CLEVES, OH 45002-9684 |
| Document Number | 0000007534 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | 15594/525 |
| Instrument | 2026-0007534 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Jan 25, 2055 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 1, 2021 |
| Property Address | 4583 ZION RD, CLEVES, OH 45002-9684 |
| Document Number | 0000013703 |
| Book / Page | 14345 / 2660 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021-0013703 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $999.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5001 KINGSLEY DR, CINCINNATI, OH 45227-1114 |
| Document Number | 0000013704 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021-0013704 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 4583 Zion Rd was $5,925, up 12.3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,925.00 (+12.28%) | $112,553 (-) Land $29,561 Building $82,992 | $321,580 Land $84,460 Building $237,120 |
| 2024 | $5,277.00 (+0.02%) | $112,553 (-) Land $29,561 Building $82,992 | |
| 2023 | $5,276.00 (+2.39%) | $112,553 (+32.99%) Land $29,561 Building $82,992 | $321,580 Land $84,460 Building $237,120 |
| 2022 | $5,153.00 Homeowner's exemption | $84,634 Land $25,533 Building $59,101 | |
| 2020 | $241,810 Land $72,950 Building $168,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4583 Zion Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1978–2005) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jan 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4583 Zion Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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