Daviess County property record for 4574 Fields Rd, Owensboro, KY 42303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,139 sqft · built 2001 |
| Lot Size | 5.61 acres (244,589 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,113 (2025) |
| Deeds & Mortgages | Jul 2006 Mortgage May 2009 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-00-00-154-00-000 |
| Primary APN | 089-00-00-154-00-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,139 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 244,589 sqft (5.61 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4574 FIELDS RD |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-2653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4574 FIELDS RD |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | WHITESVILLE-PHILPOT |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 1402 |
4574 Fields Rd is owned and occupied by an individual.
Source: Daviess County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4574 FIELDS RD, OWENSBORO, KY 42303-2653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2006 | Deed of Trust, Mortgage BRANCH BANKING AND TRUST CO |
| May 28, 2009 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 4574 FIELDS RD, OWENSBORO, KY 42303-2653 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 001516/316 |
|---|---|
| Date | Jul 11, 2006 |
| Book Page | 1516/316 |
| Instrument | 0011981 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Amount | Amount on Record |
|---|---|
| Term | 118 Months |
| Due | May 24, 2016 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | May 28, 2009 |
| Property Address | 4574 FIELDS RD, OWENSBORO, KY 42303-2653 |
| Document Number | 000861/205 |
| Book / Page | 0861 / 205 |
| Map Reference | MB29 PG290 |
| Instrument Date | May 27, 2009 |
| Instrument | 200900008142 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $176.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4574 FIELDS RD, OWENSBORO, KY 42303-2653 |
| Name | Verified Name |
|---|---|
| Address | 8832 WARD RD, WHITESVILLE, KY 42378-9578 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4574 Fields Rd was $3,113.
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Unified School District | Daviess County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,100 (-) | $302,100 (-) | |
| 2025 | $3,113.00 | $302,100 Land $60,000 Building $242,100 | $302,100 Land $60,000 Building $242,100 |
| 2023 | $276,400 | $276,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4574 Fields Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4574 Fields Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIESS CO WATER DISTRICT serves 33,655 people · EPA ID KY0300387 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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