45938 Rutgers St, Indio, CA 92201 Property Records

Riverside County property record for 45938 Rutgers St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 1994
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Tax Bill	$4,357 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`606-231-048`

Property Details

APN / Parcel Number

Primary APN	`606-231-048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,401 sqft Living Area
Gross Area	1,857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Tile
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	606231048
Street Address	45938 RUTGERS ST
City	INDIO
State	CA
Zip	92201-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 1 6
Legal Description	LOT 20 MB 246/026 TR 27658
Legal Subdivision	SECTION 27658
Legal Tract	27658
Legal Lot Number	20
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3015
Census Tract	45213

Owner

Source: Riverside County records · APN 606-231-048

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	45938 RUTGERS ST, CHIRIACO SMT, CA 92201-4907
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2024
Deed Sale	Oct 04, 2024
Prior Sale	Jul 21, 2015 · Amount on Record
Deed Document Number	2024-0300461
Record Updated	Jun 07, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45938 RUTGERS ST, INDIO, CA 92201-4907
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45938 RUTGERS ST, INDIO, CA 92201-4907

Mortgage

Document Number	0000171293
Date	Apr 11, 2022
Instrument	2022-0171293

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,357.00 (+11.18%) Homeowner's exemption	$245,037 (+4.04%) Land $61,257 Building $183,780
2023	$3,919.00 (+3.73%) Homeowner's exemption	$235,524 Land $58,879 Building $176,645
2022	$3,778.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 582 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.