45864 Rutgers St, Indio, CA 92201 Property Records

Riverside County property record for 45864 Rutgers St, Indio, CA 92201 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,401 sqft · built 1994
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$518,000 (Sep 2022)
Tax Bill$7,774 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2017 Line of Credit
Flood ZoneZone X (reduced by levee)
APN606-231-045

Property Details

APN / Parcel Number

Primary APN606-231-045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,401 sqft Living Area
Gross Area1,857 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Construction TypeWood
Roof MaterialTile
Lot Area6,098 sqft (0.139 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number606231045
Street Address45864 RUTGERS ST
CityINDIO
StateCA
Zip92201-4908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 MB 246/026 TR 27658
Legal SubdivisionSECTION 27658
Legal Tract27658
Legal Lot Number17
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group3
Census Block3015
Census Tract45213

Owner

Source: Riverside County records · APN 606-231-045

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address29261 POMPANO WAY, LAGUNA NIGUEL, CA 92677-1674
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 19, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 19, 2022 · Amount on Record
Deed SaleSep 19, 2022 · Amount on Record
Prior SaleNov 26, 2013 · Amount on Record
Deed Document Number2022-0399156
Record UpdatedJun 08, 2026

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateSep 19, 2022
Property Address45864 RUTGERS ST, INDIO, CA 92201-4908
Document Number0000399156
Map ReferenceMB 246 PG 26&27
Instrument DateAug 25, 2022
Instrument2022-0399156
Transaction TypeTransfer
Record UpdatedSep 29, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address29261 POMPANO WAY, LAGUNA BEACH, CA 92677-1674

Mortgage

Document Number0000399157
DateSep 19, 2022
Instrument2022-0399157
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45864 RUTGERS ST, INDIO, CA 92201-4908
Document Number0000406908
Instrument DateSep 19, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address45864 RUTGERS ST INDIO CA 922014908, INDIO, CA 92201-4908

Mortgage

Document Number0000406908
DateOct 02, 2017
Instrument406908
Lender
NameBANK OF AMERICA
TypeBank
AddressROCKY POINT, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityIndio City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,774.00 (+6.61%)$538,927 (+4.04%) Land $52,020 Building $486,907
2023$7,292.00 (+164.78%)$518,000 Land $50,000 Building $468,000
2022$2,754.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 582 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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