4593 Reflection Cv, Vestavia (Birmingham), AL 35242 Property Records

Jefferson County property record for 4593 Reflection Cv, Vestavia, AL 35242

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,605 sqft · built 2018
Lot Size	0.532 acres (23,186 sqft)
Owner	2 Individual Names on File
Last Sale	$717,055 (Oct 2018)
Tax Bill	$7,545 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-00-04-3-000-131.000`

Property Details

APN / Parcel Number

Primary APN	`27-00-04-3-000-131.000`
Alternative APN	`447430`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,605 sqft Living Area
Gross Area	5,743 sqft
1st Floor Area	2,222 sqft
Basement Area	2,138 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,186 sqft (0.532 acres)
Garage Area	792 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	438 sqft
Deck Area	Deck Area
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	447430
Street Address	4593 REFLECTION CV
City	VESTAVIA
State	AL
Zip	35242-2297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	LOT 1097 AMENDED MAP OF THE OVERLOOK PLAT BOOK 246 PAGE 72
Legal Range	01W
Legal Township	18S
Legal Section	04
Legal Subdivision	OVERLOOK AMENDED MAP
Legal Lot Number	1097
Jurisdiction	JEFFERSON AL
Township / Civil Division	LEEDS
Census Block Group	3
Census Block	3004
Census Tract	12703

Owner

4593 Reflection Cv is owned and occupied by two individuals who bought it in October 2018.

Source: Jefferson County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4593 REFLECTION CV, VESTAVIA, AL 35242-2297
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Jan 31, 2024	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Oct 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on File
Deed Sale	Oct 30, 2018 · Amount on File
Deed Document Number	2018112355
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Recording Date	May 18, 2026
Property Address	4593 REFLECTION CV, VESTAVIA, AL 35242-2297
Document Number	0000044780
Instrument Date	May 11, 2026
Instrument	202644780
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	4593 REFLECTION CV, VESTAVIA, AL 35242-2297

Mortgage

Document Number	0000044780,
Date	May 18, 2026
Instrument	202644780

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 11, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	4593 REFLECTION CV, VESTAVIA, AL 35242-2297
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4593 REFLECTION CV, VESTAVIA, AL 35242-2297

Mortgage

Document Number	0000007396
Date	Jan 31, 2024
Instrument	2024007396

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Oct 30, 2018
Property Address	4593 REFLECTION CV, VESTAVIA, AL 35242-2297
Document Number	0000112355
Instrument Date	Oct 26, 2018
Instrument	2018112355
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4593 REFLECTION CV, VESTAVIA, AL 35242-2297

Tax Assessment & Valuation

The 2025 property tax bill for 4593 Reflection Cv was $7,545 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Vestavia Hills City
Unified School District	Vestavia Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,545.00 Homeowner's exemption	$82,060	$820,500 Land $152,000 Building $668,500
2023		$73,560 Land $15,200 Building $58,360	$735,600 Land $152,000 Building $583,600
2022	$6,021.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4593 Reflection Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4593 Reflection Cv is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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