4582 Reflection Cv, Vestavia (Birmingham), AL 35242 Property Records

Jefferson County property record for 4582 Reflection Cv, Vestavia, AL 35242

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,020 sqft · built 2021
Owner	Individual Name on File
Last Sale	$540,000 (Oct 2020)
Tax Bill	$6,473 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-00-04-3-000-160.000`

Property Details

APN / Parcel Number

Primary APN	`27-00-04-3-000-160.000`
Alternative APN	`447426`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,020 sqft Living Area
Gross Area	9,778 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	447426
Street Address	4582 REFLECTION CV
City	VESTAVIA
State	AL
Zip	35242-2298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	LOT 1126 AMENDED MAP OF THE OVERLOOK PLAT BOOK 246 PAGE 72
Legal Range	01W
Legal Township	18S
Legal Section	04
Legal Subdivision	OVERLOOK AMENDED MAP
Legal Lot Number	1126
Jurisdiction	JEFFERSON AL
Township / Civil Division	LEEDS
Census Block Group	3
Census Block	3004
Census Tract	12703

Owner

4582 Reflection Cv is owned and occupied by an individual who bought it in October 2020.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4582 REFLECTION CV, VESTAVIA, AL 35242-2298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Jan 21, 2020	Grant Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Jun 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Jan 21, 2020 · Amount on File
Deed Document Number	2020112836
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Oct 5, 2020
Property Address	4582 REFLECTION CV, VESTAVIA, AL 35242-2298
Document Number	0000112836
Instrument Date	Sep 15, 2020
Instrument	2020112836
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 REFLECTION CV, VESTAVIA, AL 35242-2298

Mortgage

Document Number	0000112837
Date	Oct 5, 2020
Instrument	2020112837

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jan 21, 2020
Property Address	4582 REFLECTION CV, VESTAVIA, AL 35242-2298
Document Number	0000006385
Instrument Date	Jan 17, 2020
Instrument	6385
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4774 LIBERTY PARK LN VESTAVIA AL 352422263, VESTAVIA, AL 35242-2263

Mortgage

Document Number	6386
Date	Jan 21, 2020
Instrument	6386

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jun 7, 2019
Property Address	4582 REFLECTION CV, VESTAVIA, AL 35242-2298
Document Number	0000055751
Instrument Date	Jun 4, 2019
Instrument	55751
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,000.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3110 TIMBERLAKE RD VESTAVIA AL 35243, VESTAVIA, AL 35243
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4582 Reflection Cv was $6,473 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Vestavia Hills City
Unified School District	Vestavia Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,473.00 Homeowner's exemption	$70,480	$704,700 Land $152,000 Building $552,700
2023		$63,120 Land $15,202 Building $47,918	$631,100 Land $152,000 Building $479,100
2022	$5,091.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4582 Reflection Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4582 Reflection Cv is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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