Elbert County property record for 45922 Summit Rd, Parker, CO 80138
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,608 sqft · built 1986 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $874,973 (Aug 2026) |
| Tax Bill | $3,638 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64181-01-006 |
| Primary APN | 64181-01-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| 1st Floor Area | 1,390 sqft |
| Basement Area | 1,218 sqft |
| Finished Basement | 1,218 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 606 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Account Number | R103621 |
|---|---|
| Street Address | 45922 SUMMIT RD |
| City | PARKER |
| State | CO |
| Zip | 80138-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | SECTION: 18 TOWNSHIP: 6 RANGE: 64SUBDIVISION: MOUNTAIN VIEW RANCH F1 LOT: 22 (INCLUDES 20 BRIDLE EASEMENT) |
| Legal Range | 64E |
| Legal Township | 6S |
| Legal Section | 18 |
| Legal Subdivision | MOUNTAIN VIEW RANCH F1 |
| Legal Lot Number | 22 |
| Jurisdiction | ELBERT CO |
| Township / Civil Division | ELIZABETH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 961204 |
45922 Summit Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Elbert County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45922 SUMMIT RD, PARKER, CO 80138-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Mar 23, 2026 | Personal Representative Deed, Transfer |
| Apr 3, 2017 | Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC |
| Mar 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Prior Sale | Mar 23, 2026 · Amount on File |
| Deed Document Number | 2026652685 |
| Deed Book / Page | 861 / 538 |
| Prior Transfer Date | Mar 16, 2026 |
| Prior Transfer Doc | 0000649738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Aug 3, 2026 |
| Property Address | 45922 SUMMIT RD, PARKER, CO 80138-4321 |
| Document Number | 0000652685 |
| Book / Page | 861 / 538 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026652685 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,837.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45922 SUMMIT RD, PARKER, CO 80138-4321 |
| Document Number | 0000652686, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026652686 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Mar 23, 2026 |
| Property Address | 45922 SUMMIT RD, PARKER, CO 80138-4321 |
| Document Number | 0008580671 |
| Book / Page | 858 / 671 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 649740 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12741 E CALEY AVE STE 126, 126, CENTENNIAL, CO 80111-6407 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 45922 SUMMIT RD, PARKER, CO 80138-4321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007760496 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 0776/0496 |
| Instrument | 567709 |
| Name | ALL REVERSE MORTGAGE INC |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 943 Months |
| Due | Nov 25, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 45922 SUMMIT RD, PARKER, CO 80138-4321 |
| Document Number | 0007760497 |
| Instrument Date | Mar 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45922 SUMMIT RD PARKER CO 801384321, PARKER, CO 80138-4321 |
| Document Number | 0007760497 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 000776/000497 |
| Instrument | 567710 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | KIOWA, CO 80117 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 936 Months |
| Due | Apr 2, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.43% |
The 2025 property tax bill for 45922 Summit Rd was $3,638, up 8.7% from the year before.
Source: Elbert County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Elbert County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,638.00 (+8.66%) | $45,250 Land $9,690 Building $35,560 | $724,000 Land $155,000 Building $569,000 |
| 2024 | $3,348.00 (+1.76%) | ||
| 2023 | $3,290.00 (+37.08%) | $45,940 (+28.76%) Land $9,610 Building $36,330 | $685,782 (+33.6%) Land $143,492 Building $542,290 |
| 2022 | $2,400.00 | $35,680 Land $10,430 Building $25,250 | $513,308 Land $150,000 Building $363,308 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45922 Summit Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 5, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45922 Summit Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 42% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHORN RANCH MD NO 1 private · serves 530 people · EPA ID CO0120244 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maverix Broadband Fiber | 10,000 / 10,000 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Aerux Broadband Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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