Elbert County property record for 45814 Summit Rd, Parker, CO 80138
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,565 sqft · built 1995 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $840,000 (Sep 2025) |
| Tax Bill | $4,917 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64181-01-007 |
| Primary APN | 64181-01-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 3,565 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Basement Area | 1,816 sqft |
| Finished Basement | 1,725 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | R103622 |
|---|---|
| Old Parcel Number | 6418101007 |
| Street Address | 45814 SUMMIT RD |
| City | PARKER |
| State | CO |
| Zip | 80138-4318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | SECTION: 18 TOWNSHIP: 6 RANGE: 64SUBDIVISION: MOUNTAIN VIEW RANCH F1 LOT: 16 |
| Legal Range | 64 |
| Legal Township | 06 |
| Legal Section | 18 |
| Legal Quarter | NE |
| Legal Subdivision | MOUNTAIN VIEW RANCH F1 |
| Legal Lot Number | 16 |
| Jurisdiction | ELBERT CO |
| Township / Civil Division | ELIZABETH |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 961204 |
45814 Summit Rd is owned and occupied by an individual who bought it in September 2025.
Source: Elbert County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 45814 SUMMIT RD, PARKER, CO 80138-4318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Dec 3, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Jun 21, 2017 | Grant Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on File |
| Deed Sale | Sep 9, 2025 · Amount on File |
| Prior Sale | Dec 3, 2019 · Amount on File |
| Deed Document Number | 645779 |
| Deed Book / Page | 854 / 803 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 45814 SUMMIT RD, PARKER, CO 80138-4318 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0008370807 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 837/807 |
| Instrument | 628228 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 45814 SUMMIT RD, PARKER, CO 80138-4318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0008140537 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 814/537 |
| Instrument | 605969 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Dec 3, 2019 |
| Property Address | 45814 SUMMIT RD, PARKER, CO 80138-4318 |
| Document Number | 0007990601 |
| Book / Page | 0799 / 0601 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 590904 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45814 SUMMIT RD, 45814, PARKER, CO 80138-4318 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45814 SUMKIT ROAD, PARKER, CO 80138-4318 |
| Document Number | 0000590906 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 590906 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Jun 21, 2017 |
| Property Address | 45814 SUMMIT RD, PARKER, CO 80138-4318 |
| Document Number | 0007780565 |
| Book / Page | 000778 / 000565 |
| Instrument Date | Mar 8, 2017 |
| Instrument | 569800 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.01 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45814 SUMMIT RD PARKER CO 801384318, PARKER, CO 80138-4318 |
| Document Number | 7780566 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 000778/000566 |
| Instrument | 569801 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, CO 80215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 45814 Summit Rd was $4,917.
Source: Elbert County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Elbert County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,917.00 | $52,720 Land $9,690 Building $43,030 | $843,400 Land $155,000 Building $688,400 |
| 2023 | $4,410.00 (+31.6%) | $52,600 (+31.14%) Land $9,710 Building $42,890 | $785,059 (+36.03%) Land $144,852 Building $640,207 |
| 2022 | $3,351.00 | $40,110 Land $10,430 Building $29,680 | $577,103 Land $150,000 Building $427,103 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45814 Summit Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 5, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45814 Summit Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 42% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHORN RANCH MD NO 1 private · serves 530 people · EPA ID CO0120244 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maverix Broadband Fiber | 10,000 / 10,000 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Aerux Broadband Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures