45916 Camino Rubi, Temecula, CA 92592 Property Records

Riverside County property record for 45916 Camino Rubi, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,877 sqft · built 2011
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$7,739 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2024 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`962-361-005`

Property Details

APN / Parcel Number

Primary APN	`962-361-005`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,877 sqft Living Area
Gross Area	3,779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Construction Type	Wood
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45916 CAMINO RUBI
City	TEMECULA
State	CA
Zip	92592-3389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.13 ACRES IN LOT 23 MB 316/099 TR 23064
Legal Subdivision	TRACT NO 23064
Legal Tract	23064
Legal Lot Number	23
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2012
Census Tract	43252

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45916 CAMINO RUBI, TEMECULA, CA 92592-3389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU
Mar 12, 2026	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FRONTWAVE CU
Oct 1, 2021	Intrafamily Transfer, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU
Dec 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU
Mar 30, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021
Deed Sale	Oct 1, 2021
Prior Sale	Apr 15, 2013
Deed Document Number	2021586672
Last Transfer Date	Mar 4, 2026
Transfer Doc	0000075928
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45916 CAMINO RUBI, TEMECULA, CA 92592-3389
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45916 CAMINO RUBI, TEMECULA, CA 92592-3389

Mortgage

Document Number	0000227118
Date	May 17, 2022
Instrument	2022-0227118

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45916 CAMINO RUBI, TEMECULA, CA 92592-3389
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085941
Date	Mar 25, 2024
Instrument	2024-0085941

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	CAMP PENDLETON, CA 92055

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 12, 2026
Property Address	45916 CAMINO RUBI, TEMECULA, CA 92592-3389
Document Number	0000075928
Map Reference	MB 316 PG 99-108
Instrument Date	Mar 4, 2026
Instrument	2026-0075928
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45916 CAMINO RUBI, TEMECULA, CA 92592-3389

Mortgage

Document Number	0000075929
Date	Mar 12, 2026
Instrument	2026-0075929

Lender

Name	FRONTWAVE CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 1, 2021
Property Address	45916 CAMINO RUBI, TEMECULA, CA 92592-3389
Document Number	0000586672
Map Reference	MB 316 PG 99-108
Instrument Date	Sep 24, 2021
Instrument	2021-0586672
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45916 CAMINO RUBI, TEMECULA, CA 92592-3389

Mortgage

Document Number	0000586673
Date	Oct 1, 2021
Instrument	2021-0586673

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45916 CAMINO RUBI, TEMECULA, CA 92592-3389
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45916 CAMIDO RUBI, TEMECULA, CA 92592-3389

Mortgage

Document Number	0000062351
Date	Jan 29, 2021
Instrument	2021-0062351

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	114 Months
Due	Jul 1, 2030

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45916 CAMINO RUBI, TEMECULA, CA 92592-3389
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000480126
Date	Dec 10, 2018
Instrument	2018-0480126

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 19, 2033

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45916 CAMINO RUBI, TEMECULA, CA 92592-3389
Document Number	0000152268
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45916 CAMINO RUBI TEMECULA CA 925923389, TEMECULA, CA 92592-3389

Mortgage

Document Number	0000152268
Date	Apr 3, 2020
Instrument	152268

Lender

Name	PENNYMAC
Address	HIDDEN VALLEY, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,651 (+2%) Land $102,518 Building $440,133
2025	$7,739.00 (+1.62%)	$532,011 (+4.04%) Land $100,508 Building $431,503
2024	$7,616.00 (+1.09%)
2023	$7,534.00 (+2.23%)	$511,355 Land $96,606 Building $414,749
2022	$7,370.00
2021			$708,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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