45896 Camino Rubi, Temecula, CA 92592 Property Records

Riverside County property record for 45896 Camino Rubi, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,916 sqft · built 2008
Lot Size	0.129 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Dec 2021)
Tax Bill	$10,652 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`962-361-003`

Property Details

APN / Parcel Number

Primary APN	`962-361-003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,916 sqft Living Area
Gross Area	3,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Material	Tile
Lot Area	5,662 sqft (0.129 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	962361003
Street Address	45896 CAMINO RUBI
City	TEMECULA
State	CA
Zip	92592-3388
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.13 ACRES IN LOT 21 MB 316/099 TR 23064
Legal Tract	23064
Legal Lot Number	21
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2012
Census Tract	43252

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	45896 CAMINO RUBI, TEMECULA, CA 92592-3388
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 6, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Oct 2, 2013
Deed Document Number	2021-0719041
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45896 CAMINO RUBI, TEMECULA, CA 92592-3388
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45896 CAMINO RUBI, TEMECULA, CA 92592-3388

Mortgage

Document Number	0000004154
Date	Jan 6, 2023
Instrument	2023-0004154

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 6, 2021
Property Address	45896 CAMINO RUBI, TEMECULA, CA 92592-3388
Document Number	0000719041
Map Reference	MB 316 PG 99-108
Instrument Date	Nov 12, 2021
Instrument	2021-0719041
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45896 CAMINO RUBI, TEMECULA, CA 92592-3388

Mortgage

Document Number	0000719042
Date	Dec 6, 2021
Instrument	2021-0719042

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45896 CAMINO RUBI, TEMECULA, CA 92592-3388
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187305
Date	May 28, 2019
Instrument	2019-0187305

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45896 CAMINO RUBI, TEMECULA, CA 92592-3388
Document Number	0000006471
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45896 CAMINO RUBI TEMECULA CA 925923388, TEMECULA, CA 92592-3388

Mortgage

Document Number	0000006471
Date	Jan 7, 2020
Instrument	6471

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,652.00 (+2.66%)	$806,518 (+4.04%) Land $132,651 Building $673,867
2023	$10,376.00 (+2.17%)	$775,200 Land $127,500 Building $647,700
2022	$10,156.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
MJM Telecom Fixed Wireless	100 / 25
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Verizon.

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