4591 Gene Hemp Rd, Jefferson, MD 21755 Property Records

Frederick County property record for 4591 Gene Hemp Rd, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,204 sqft · built 2015
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Sep 2024)
Tax Bill	$6,155 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-328084`

Property Details

APN / Parcel Number

Primary APN	`14-328084`
Alternative APN	`328084`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,204 sqft Living Area
Gross Area	2,924 sqft
1st Floor Area	952 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	77,537 sqft (1.78 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	170 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	328084
Street Address	4591 GENE HEMP RD
City	JEFFERSON
State	MD
Zip	21755-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 301 SECT III 1.78 ACRES CRAMPTON ACRES
Legal Subdivision	CRAMPTON ACRES SEC III
Legal Block	3
Legal Lot Number	301
Jurisdiction	FREDERICK MD
Township / Civil Division	14, JEFFERSON
Census Block Group	3
Census Block	3016
Census Tract	752501

Owner

4591 Gene Hemp Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Frederick County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4591 GENE HEMP RD, JEFFERSON, MD 21755-8004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit NYMEO FCU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC
Nov 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2024 · Amount on File
Deed Sale	Sep 12, 2024 · Amount on File
Prior Sale	Jul 13, 2015 · Amount on File
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0154610431
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4591 GENE HEMP RD, JEFFERSON, MD 21755-8004
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	SECURITY TTL GUARANTEE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0161420199
Date	Sep 21, 2022
Book Page	16142/199

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4591 GENE HEMP RD, JEFFERSON, MD 21755-8004
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4591 GENE HEMP RD, JEFFERSON, MD 21755-8004

Mortgage

Document Number	0142860258
Date	Nov 20, 2020
Book Page	14286/258

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2045

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Nov 3, 2021
Property Address	4591 GENE HEMP RD, JEFFERSON, MD 21755-8004
Document Number	0154610431
Book / Page	15461 / 431
Map Reference	MB 81 PG 146
Instrument Date	Oct 20, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4591 GENE HEMP RD, JEFFERSON, MD 21755-8004

Mortgage

Document Number	0015461435
Date	Nov 3, 2021
Instrument	15461/435

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$532,300	$594,700 Land $138,500 Building $456,200
2024	$6,155.00 (+12.71%)
2023	$5,461.00	$458,500	$501,100 Land $127,800 Building $373,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4591 Gene Hemp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4591 Gene Hemp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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