Frederick County property record for 4438 Gene Hemp Rd, Jefferson, MD 21755
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,820 sqft · built 1990 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Feb 2001) |
| Tax Bill | $4,215 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-319220 |
| Primary APN | 14-319220 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Lot Area | 70,132 sqft |
| Patio Area | 910 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 319220 |
|---|---|
| Street Address | 4438 GENE HEMP RD |
| City | JEFFERSON |
| State | MD |
| Zip | 21755-8005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 7 SECT 1 1.616 ACRES CRAMPTON ACRES |
| Legal Subdivision | CRAMPTON ACRES SEC 01 |
| Legal Lot Number | 7 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 14, JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 752502 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4438 GENE HEMP RD, JEFFERSON, MD 21755-8005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2001 · Amount on Record |
| Deed Sale | Feb 2, 2001 · Amount on Record |
| Prior Sale | Sep 24, 1987 · Amount on Record |
| Deed Document Number | 2001644 |
| Deed Book / Page | 2811 / 212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4438 GENE HEMP RD, JEFFERSON, MD 21755-8005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4438 GENE HEMP RD, JEFFERSON, MD 21755-8005 |
| Document Number | 0156220260 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 15622/260 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $391,033 (+21.56%) | $413,000 (+18.99%) Land $136,700 Building $276,300 | |
| 2025 | $4,215.00 (+14.79%) | ||
| 2023 | $3,672.00 Homeowner's exemption | $321,667 | $347,100 Land $126,100 Building $221,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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