4590 Scarlet Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 4590 Scarlet Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 1989
Lot Size	0.272 acres (11,840 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,038 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-3688-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-3688-5`
Alternative APNs	`05-2N-23-4821-000B-0250` `23N2054821000B0250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,688 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,840 sqft (0.272 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4590 SCARLET DR
City	CRESTVIEW
State	FL
Zip	32539-6339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION OAKS S/D LOT 25 BLK B
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	PLANTATION OAKS S/D
Legal Block	B
Legal Lot Number	25
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1017
Census Tract	20702

Owner

Source: Okaloosa County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4590 SCARLET DR, CRESTVIEW, FL 32539-6339
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE SOUTHERN CU
May 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE SOUTHERN CU
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit THE SOUTHERN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 21, 2026
Transfer Doc	0003818030
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4590 SCARLET DR, CRESTVIEW, FL 32539-6339
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	MOULTON LAND TITLE INC, MOULTON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 SCARLET DR, CRESTVIEW, FL 32539-6339

Mortgage

Document Number	0035603531
Date	Jul 15, 2021
Book Page	3560/3531
Instrument	3472310

Lender

Name	THE SOUTHERN CU
Type	Credit Union
Address	FAYETTEVILLE, GA 30214

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 21, 2026
Property Address	4590 SCARLET DR, CRESTVIEW, FL 32539-6339
Document Number	0003818030
Instrument Date	May 21, 2026
Instrument	20263818030
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4590 SCARLET DR, CRESTVIEW, FL 32539-6339

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4590 SCARLET DR, CRESTVIEW, FL 32539-6339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033022150
Date	Jun 5, 2017
Book Page	3302/2150
Instrument	3138930

Lender

Name	THE SOUTHERN CU
Type	Non-Lending Institution
Address	FAYETTEVILLE, GA 30214

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4590 SCARLET DR, CRESTVIEW, FL 32539-6339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033334881
Date	Jan 19, 2018
Book Page	3333/4881
Instrument	3183505

Lender

Name	THE SOUTHERN CU
Type	Credit Union
Address	FAYETTEVILLE, GA 30214

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,038.00 (+7.56%) Homeowner's exemption	$132,241 (+5.99%)	$195,818 (-2.71%) Land $47,080 Building $148,738
2023	$965.00 (+2.99%) Homeowner's exemption	$124,771 (+3%)	$201,264 (+9.17%) Land $40,000 Building $161,264
2022	$937.00 Homeowner's exemption	$121,137	$184,351 Land $32,821 Building $151,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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