4585 Scarlet Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 4585 Scarlet Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 1993
Lot Size	0.246 acres (10,759 sqft)
Owner	Individual on Record
Last Sale	$325,000 (Jul 2022)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-3644-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-3644-8`
Alternative APN	`05-2N-23-4821-000A-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,637 sqft Heated Area
Gross Area	2,394 sqft
1st Floor Area	1,637 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,759 sqft (0.246 acres)
Garage Type	Finished
Garage Area	462 sqft
Porch	Open Porch
Porch Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4585 SCARLET DR
City	CRESTVIEW
State	FL
Zip	32539-6352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION OAKS S/D LOT 15 BLK A
Legal Range	23
Legal Township	02N
Legal Section	05
Legal Subdivision	PLANTATION OAKS S/D
Legal Block	A
Legal Lot Number	15
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1029
Census Tract	20702

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	4585 SCARLET DR, CRESTVIEW, FL 32539-6352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Jul 20, 2022	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Nov 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Jun 25, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	3565751
Deed Book / Page	3633 / 3155
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4585 SCARLET DR, CRESTVIEW, FL 32539-6352
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 SCARLET DR, CRESTVIEW, FL 32539-6352

Mortgage

Document Number	0036333176
Date	Jul 20, 2022
Book Page	3633/3176
Instrument	3565753

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 20, 2022
Property Address	4585 SCARLET DR, CRESTVIEW, FL 32539-6352
Document Number	0036333155
Book / Page	3633 / 3155
Map Reference	MB 11 PG 48
Instrument Date	Jul 18, 2022
Instrument	3565751
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1717 LAGRANGE RD, 1717, FREEPORT, FL 32439-4566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 CROSSWINDS LNDG APT B101, B101, FORT WALTON BEACH, FL 32547-0004

Mortgage

Document Number	0036333158
Date	Jul 20, 2022
Book Page	3633/3158
Instrument	3565752

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4585 SCARLET DR, CRESTVIEW, FL 32539-6352
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 SCARLET DR, CRESTVIEW, FL 32539-6352

Mortgage

Document Number	0035881143
Date	Nov 18, 2021
Book Page	3588/1143
Instrument	3506682

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 25, 2018
Property Address	4585 SCARLET DR, CRESTVIEW, FL 32539-6352
Document Number	0033554875
Book / Page	003355 / 004875
Instrument Date	Jun 22, 2018
Instrument	3215441
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4585 SCARLET DR CRESTVIEW FL 325396352, CRESTVIEW, FL 32539-6352

Mortgage

Document Number	33554877
Date	Jun 25, 2018
Book Page	003355/004877
Instrument	3215442

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,049.00 (-5.79%) Homeowner's exemption	$238,454 (-4.8%) Land $47,080 Building $191,374	$238,454 (-4.8%) Land $47,080 Building $191,374
2023	$2,175.00 (-1.45%) Homeowner's exemption	$250,480 (+8.7%) Land $40,000 Building $210,480	$250,480 (+8.7%) Land $40,000 Building $210,480
2022	$2,207.00 Homeowner's exemption	$230,425 Land $32,821 Building $197,604	$230,425 Land $32,821 Building $197,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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