4590 N Francis Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 4590 N Francis Rd, Saint Augustine, FL 32095

Property Summary

Property Type	Residential Vacant Land
Details	1,704 sqft · built 1992
Lot Size	7.96 acres (346,737 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Oct 2022)
Tax Bill	$5,254 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027900-0030`

Property Details

APN / Parcel Number

Primary APN	`027900-0030`

Interior

Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	346,737 sqft (7.96 acres)
Porch	Florida Room
Porch Area	300 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4590 N FRANCIS RD
City	SAINT AUGUSTINE
State	FL
Zip	32095-8823
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	OR
Legal Description	1-3C ANTONIO HUERTAS GRANT SUB PT OF SEC 1 LYING E OF FRANCIS RD 348 X 1006.5FT OR5643/1303
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	ANTONIO HUERTAS GRANT SUB
Legal Phase	1
Legal Lot Number	1-3C
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2854 CLAIRBORO RD, JACKSONVILLE, FL 32223-6636
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer · Seller Carry-Back JEFFREY T GIBBONS ETUX
Dec 19, 2017	Warranty Deed, Transfer · Conventional Mortgage HARBOR COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	202293334
Deed Book / Page	5643 / 1303
Prior Transfer Date	Oct 4, 2022
Prior Transfer Doc	0056431303
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 5, 2022
Property Address	4590 N FRANCIS RD, SAINT AUGUSTINE, FL 32095-8823
Document Number	0056431303
Book / Page	5643 / 1303
Instrument Date	Oct 4, 2022
Instrument	2022093334
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10934 PAUL BARNES RD, MILTON, FL 32570-5122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2854 CLAIRBORO RD, JACKSONVILLE, FL 32223-6636
Investor	Possibly a Property Investor

Mortgage

Document Number	0056431305
Date	Oct 5, 2022
Instrument	5643/1305

Lender

Name	JEFFREY T GIBBONS ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 19, 2017
Property Address	4590 N FRANCIS RD, SAINT AUGUSTINE, FL 32095-8823
Document Number	0044780867
Book / Page	4478 / 0867
Instrument Date	Dec 15, 2017
Instrument	2017085587
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	531 PARK AVE # 1, 531, ORANGE PARK, FL 32073-3103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 DRURY CT, SAINT AUGUSTINE, FL 32092-1084

Mortgage

Document Number	2017085588
Date	Dec 19, 2017
Instrument	2017085588

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,798 (-14.39%) Land $354,798	$414,452 (-) Land $414,452
2025	$5,254.00 (+9.76%)	$414,452 (+48.08%)	$414,452 (+48.08%) Land $414,452
2024	$4,787.00 (+25.78%)
2023	$3,806.00 (+1,198.98%)	$279,892	$279,892 (+35.42%) Land $259,172 Building $20,720
2022	$293.00 Disabled Person's exemption Veteran's exemption		$206,686

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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