4520 N Francis Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 4520 N Francis Rd, Saint Augustine, FL 32095

Property Summary

Property TypeMulti-Family Dwellings
Details10 bd · 6 ba · 4,688 sqft · built 1985
Lot Size7.21 acres (314,067 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (May 2015)
Tax Bill$2,865 (2025)
Flood ZoneZone X (minimal risk)
APN027900-0010

Property Details

APN / Parcel Number

Primary APN027900-0010

Interior

Bedrooms10 Beds
Full Baths6 Baths
Plumbing Fixtures8 Plumbing Fixtures
Units3 Units
Stories1 Story
Building Area4,688 sqft Living Area
Gross Area5,052 sqft
1st Floor Area4,688 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area314,067 sqft (7.21 acres)
Garage Area2,400 sqft

Exterior Amenities

PorchFinished Screened Porch
Porch Area594 sqft
Deck Area162 sqft
Patio Area360 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4520 N FRANCIS RD
CitySAINT AUGUSTINE
StateFL
Zip32095-8823
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeOR
Legal Description1-3A ANTONIO HUERTAS GRANT SUB PT OF SUB SEC 1 LYING E OF FRANCIS RD 348 X 1038.45FT (EX PT IN OR1100/444) OR1059/533 &4027/1742(Q/C) & 4393/1422(D/C)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionANTONIO HUERTAS GRANT SUB
Legal Phase1
Legal Lot Number1-3A
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1009
Census Tract20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4520 N FRANCIS RD, SAINT AUGUSTINE, FL 32095-8823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2015 · Amount on Record
Deed SaleMay 14, 2015 · Amount on Record
Deed Document Number201529302
Deed Book / Page4027 / 1742
Prior Transfer DateMay 13, 2015
Prior Transfer Doc0040271742
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,776 (+2.7%)$669,728 (-1.23%) Land $421,278 Building $248,450
2025$2,865.00 Homeowner's exemption Widower's exemption$270,473 (+5.99%)$678,082 (+39.98%) Land $421,278 Building $256,804
2023$2,430.00 (+1.5%) Homeowner's exemption Widower's exemption$255,194 (+3%)$484,402 (+30.22%) Land $237,930 Building $246,472
2022$2,394.00 Homeowner's exemption Widower's exemption$247,761$371,981 Land $185,730 Building $186,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on N Francis Rd

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