4566 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4566 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,500 sqft Heated Area
Lot Size	213,444 sqft (4.9 acres)
Occupancy	Owner Occupied
Last Sale	$295,000 (2006)
Tax Bill	$4,306.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`114012`
Alternative APN	`052731495000010500`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,500 sqft Heated Area
Gross Area	4,452 sqft Gross Area
1st Floor	2,500 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	213,444 sqft (4.9 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Detached - Finished Garage
Garage Area	448 sqft Garage
Fence	Fence
Porch	1 Porch
Porch Area	1,042 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	114012
Street Address	4566 HICKORY TREE RD
City	SAINT CLOUD
State	FL
Zip	34772-9093
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 31 LOT 50
Legal Range	31E
Legal Township	27S
Legal Section	05
Legal Subdivision	LAKE GENTRY FARMS
Legal Tract	4950
Legal Block	1
Legal Lot Number	50 63
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1014
Census Tract	43802

Owner

Source: Osceola County records · APN 114012

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4566 HICKORY TREE RD, SAINT CLOUD, FL 34772-9093
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 2006 · Amount on Record
Deed Sale	Jan 05, 2006 · Amount on Record
Prior Sale	Jan 05, 2006 · Amount on Record
Deed Doc Number	0030190993
Last Transfer Date	Feb 27, 2006
Transfer Doc	0030772795
Record Refreshed	Jun 08, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4566 HICKORY TREE RD, SAINT CLOUD, FL 34772-9093
Document Number	0054652403
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Feb 05, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4566 HICKORY TREE RD ST CLOUD FL 347729093, ST CLOUD, FL 34772-9093

Mortgage

Document Number	0054652403
Date	Jan 22, 2019
Book Page	005465/002403
Instrument	8306

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Jan 21, 2058

Interest

Rate	6%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,306.00 (+7.22%) Homeowner's exemption	$300,228 (+5.99%)	$521,200 (-13.71%) Land $238,900 Building $282,300
2023	$4,016.00 (+4.07%) Homeowner's exemption	$283,269 (+3%)	$604,000 (+41.85%) Land $238,900 Building $365,100
2022	$3,859.00 Homeowner's exemption	$275,019	$425,800 Land $115,800 Building $310,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	About 1 in 146 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.