4590 E 531 N, Roanoke, IN 46783 Property Records

Huntington County property record for 4590 E 531 N, Roanoke, IN 46783

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,084 sqft · built 1993
Lot Size	2.85 acres (124,146 sqft)
Owner	Individual Name on Record
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Mar 2021 Refinance Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-06-02-400-019.904-018`

Property Details

APN / Parcel Number

Primary APN	`35-06-02-400-019.904-018`
Alternative APNs	`01243515240` `0100019904`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,084 sqft Living Area
1st Floor Area	3,428 sqft
Basement Area	1,714 sqft
Finished Basement	1,370 sqft
Unfinished Basement	344 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Roof Material	Asphalt
Lot Area	124,146 sqft (2.85 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	1 sqft
Deck Area	907 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01243515240
Street Address	4590 E 531 N
City	ROANOKE
State	IN
Zip	46783-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	010-00199-04 FLAT CREEK WOODS LOT 4 2.85A
Legal Subdivision	FLAT CRK WOODS SUB
Legal Lot Number	4
Jurisdiction	HUNTINGTON IN
Township / Civil Division	UNION
Census Block Group	2
Census Block	2076
Census Tract	961700

Owner

Source: Huntington County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4590 E 531 N, ROANOKE, IN 46783-8809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RUOFF MORTGAGE CO
Oct 16, 2017	Deed of Trust, Mortgage PNC BANK NA
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	4590 E 531 N, ROANOKE, IN 46783-8809
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001210
Date	Mar 2, 2021
Instrument	2021001210

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	4590 E 531 N, ROANOKE, IN 46783-8809
Transaction Type	Mortgage
Record Updated	Nov 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017005102
Date	Oct 16, 2017
Instrument	2017005102

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Oct 6, 2029

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	4590 E 531 N, ROANOKE, IN 46783-8809
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017003344
Date	Jul 18, 2017
Instrument	2017003344

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Huntington County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Huntington County
County Subdivision	Union Township
Unified School District	Huntington County Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,968.00 (+14.64%)	$442,800 (+35.87%) Land $34,300 Building $408,500	$442,800 (+35.87%) Land $34,300 Building $408,500
2024	$2,589.00 (+0.08%)
2023		$325,900 (+2.48%) Land $34,300 Building $291,600	$325,900 (+2.48%) Land $34,300 Building $291,600
2022	$2,587.00	$318,000 Land $34,300 Building $283,700	$318,000 Land $34,300 Building $283,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (1996–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000

May also be available: Lakeland Internet, Mercury Fiber, Verizon.

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