4580 E 531 N, Roanoke, IN 46783 Property Records

Huntington County property record for 4580 E 531 N, Roanoke, IN 46783

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,014 sqft · built 1992
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on Record
Last Sale	$384,800 (Jun 2018)
Tax Bill	$4,247 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-06-02-400-019.901-018`

Property Details

APN / Parcel Number

Primary APN	`35-06-02-400-019.901-018`
Alternative APNs	`00013805024` `0100019901`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,014 sqft Living Area
1st Floor Area	3,820 sqft
Attic	Attic
Attic Area	441 sqft
Basement Area	1,317 sqft
Finished Basement	952 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2015
Roof Material	Asphalt
Lot Area	133,294 sqft (3.06 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,593 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace

Location & Zoning

Account Number	00013805024
Street Address	4580 E 531 N
City	ROANOKE
State	IN
Zip	46783-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	010-00199-01 FLAT CREEK WOODS LOT 1 3.06 AC
Legal Subdivision	FLAT CRK WOODS
Legal Lot Number	1
Jurisdiction	HUNTINGTON IN
Township / Civil Division	UNION
Census Block Group	2
Census Block	2076
Census Tract	961700

Owner

Source: Huntington County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4580 E 531 N, ROANOKE, IN 46783-8809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) 3 RIVERS FEDERAL CREDIT UNION
Sep 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance 3 RIVERS FEDERAL CREDIT UNION
Sep 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RUOFF MORTGAGE CO
Jun 13, 2018	Warranty Deed, Transfer RUOFF MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	20182516
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	4580 E 531 N, ROANOKE, IN 46783-8809
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022005063
Date	Sep 21, 2022
Instrument	2022005063

Lender

Name	3 RIVERS FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	4580 E 531 N, ROANOKE, IN 46783-8809
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020005546
Date	Sep 16, 2020
Instrument	2020005546

Lender

Name	3 RIVERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	4580 E 531 N, ROANOKE, IN 46783-8809
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004373
Date	Sep 11, 2019
Instrument	2019004373

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNTINGTON IN
Recording Date	Jun 13, 2018
Property Address	4580 E 531 N, ROANOKE, IN 46783-8809
Document Number	2018002516
Instrument Date	Jun 11, 2018
Instrument	2018002516
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 E 531 N, ROANOKE, IN 46783-8809

Mortgage

Document Number	2018002517
Date	Jun 13, 2018
Instrument	2018002517

Lender

Name	RUOFF MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Huntington County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Huntington County
County Subdivision	Union Township
Unified School District	Huntington County Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,247.00 (+18.43%)	$599,400 (+33.71%) Land $35,300 Building $564,100	$599,400 (+33.71%) Land $35,300 Building $564,100
2024	$3,586.00 (-3.71%)
2023		$448,300 (+1.24%) Land $35,300 Building $413,000	$448,300 (+1.24%) Land $35,300 Building $413,000
2022	$3,724.00	$442,800 Land $35,300 Building $407,500	$442,800 Land $35,300 Building $407,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (1996–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000

May also be available: Lakeland Internet, Mercury Fiber, Verizon.

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