4590 Co Rd 22, Centre, AL 35960 Property Records

Cherokee County property record for 4590 Co Rd 22, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,709 sqft · built 1970
Lot Size	2.34 acres (101,930 sqft)
Owner	2 Individual Names on Record
Tax Bill	$625 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-20-0-000-055.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-20-0-000-055.000`
Alternative APNs	`ALT APN:1304200000055000` `214213` `214216`

Interior

Stories	1 Story
Building Area	1,709 sqft Living Area
1st Floor Area	1,709 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	101,930 sqft (2.34 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	346 sqft
Utility Building	120 sqft

Location & Zoning

Account Number	214216
Street Address	4590 COUNTY ROAD 22
City	CENTRE
State	AL
Zip	35960-8351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM INT SW R/W CO RD 16 & S SEC LN, W 540' TO POB, N 307.8'TO SW R/W CO RD 16, NW 295.5' ALG SD R/W, S 451.3', E221.3'
Legal Range	10E
Legal Township	10S
Legal Section	20
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2005
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4590 COUNTY ROAD 22, CENTRE, AL 35960-8351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 31, 2022
Property Address	4590 COUNTY ROAD 22, CENTRE, AL 35960-8351
Document Number	0000222587
Instrument Date	Jan 26, 2022
Instrument	222587
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 COUNTY ROAD 22, CENTRE, AL 35960-8351

Mortgage

Document Number	0000222588
Date	Jan 31, 2022
Instrument	222588

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$625.00 (+7.39%)
2025	$582.00 (+6.01%) Homeowner's exemption	$1,280 (+10.34%) Land $1,120 Building $160	$151,000 (+5.37%) Land $11,100 Building $139,900
2024	$549.00 Additional exemption filed	$1,160 (-91.91%) Land $1,020 Building $140	$143,300 (-) Land $10,100 Building $133,200
2023	$549.00 (-54.36%)	$14,340 (+1,136.21%)	$143,300 (-) Land $10,100 Building $133,200
2022	$1,203.00	$1,160 Land $1,020 Building $140	$143,300 Land $10,100 Building $133,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 22

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