4235 Co Rd 22, Centre, AL 35960 Property Records

Cherokee County property record for 4235 Co Rd 22, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,107 sqft · built 1971
Lot Size	1.68 acres (73,181 sqft)
Owner	Individual Name on File
Last Sale	$34,282 (May 2025)
Tax Bill	$624 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-20-0-000-047.002`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-20-0-000-047.002`
Alternative APNs	`ALT APN:1304200000047002` `207587`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,107 sqft Living Area
1st Floor Area	2,107 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	73,181 sqft (1.68 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	232 sqft

Location & Zoning

Account Number	207587
Street Address	4235 COUNTY ROAD 22
City	CENTRE
State	AL
Zip	35960-8346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG @ THE INT S LINE NE1/4 SW1/4 & THE N ROW CO RD 22;NW ALGSD ROW 122; NLY277;SELY187;E120;S226;W270 TO POB
Legal Range	10E
Legal Township	10S
Legal Section	20
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2001
Census Tract	956000

Owner

4235 Co Rd 22 is owned and occupied by an individual who bought it in May 2025.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	887 JAMES ST, PIEDMONT, AL 36272-6317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage FAMILY SAVINGS CU
Apr 18, 2019	Warranty Deed, Transfer · FHA Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2025 · Amount on File
Deed Sale	May 5, 2025 · Amount on File
Prior Sale	Apr 18, 2019 · Amount on File
Deed Document Number	2025238527
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	May 4, 2026
Property Address	4235 COUNTY ROAD 22, CENTRE, AL 35960-8346
Document Number	0000243598
Instrument Date	Apr 23, 2026
Instrument	2026243598
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4235 COUNTY ROAD 22, CENTRE, AL 35960-8346
Investor	Possibly a Property Investor

Mortgage

Document Number	0000243598,
Date	May 4, 2026
Instrument	2026243598

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 1, 2051

Interest

Rate	6.38%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	4235 COUNTY ROAD 22, CENTRE, AL 35960-8346
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000228041
Date	Feb 16, 2023
Instrument	228041

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 10, 2043

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 18, 2019
Property Address	4235 COUNTY ROAD 22, CENTRE, AL 35960-8346
Document Number	0000207049
Instrument Date	Apr 16, 2019
Instrument	207049
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	946 COUNTY ROAD 112, CENTRE, AL 35960-7009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 202, LEESBURG, AL 35983-0202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000207050
Date	Apr 18, 2019
Instrument	207050

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4235 Co Rd 22 was $624 with a homeowner's exemption, up 7.6% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$624.00 (+7.59%)
2025	$580.00 (+5.84%) Homeowner's exemption	$15,080 (+5.31%) Land $1,220 Building $13,860	$150,800 (+5.38%) Land $12,200 Building $138,600
2024	$548.00 Additional exemption filed	$14,320 (-) Land $1,120 Building $13,200	$143,100 (-) Land $11,100 Building $132,000
2023	$548.00 Homeowner's exemption	$14,320 (-)	$143,100 (-) Land $11,100 Building $132,000
2022	$548.00 Homeowner's exemption	$14,320 Land $1,120 Building $13,200	$143,100 Land $11,100 Building $132,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4235 Co Rd 22 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4235 Co Rd 22 is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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