459 Willow Ln, Melbourne, FL 32935 Property Records

Brevard County property record for 459 Willow Ln, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Mar 2022)
Tax Bill	$4,539 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-21-EM-11-3`

Property Details

APN / Parcel Number

Primary APN	`27-37-21-EM-11-3`
Alternative APNs	`27-37-21-EM-00011.0-0003.00` `2724358`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,286 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	1,286 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	288 sqft
Porch	Finished/Open Porch
Porch Area	162 sqft
Patio Area	882 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2724358
Street Address	459 WILLOW LN
City	MELBOURNE
State	FL
Zip	32935-6973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOVERIDGE HEIGHTS SUBD LOT 3 BLK 11
Legal Range	37E
Legal Township	27S
Legal Section	21
Legal Subdivision	LOVERIDGE HEIGHTS SUBD
Legal Block	11
Legal Lot Number	3
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1044
Census Tract	64201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	459 WILLOW LN, MELBOURNE, FL 32935-6973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Nov 5, 2019	Warranty Deed, Transfer · Construction Mortgage JAMES BONENBERGER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	202270098
Deed Book / Page	9450 / 2268
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 22, 2022
Property Address	459 WILLOW LN, MELBOURNE, FL 32935-6973
Document Number	0094502268
Book / Page	9450 / 2268
Map Reference	MB 10 PG 20
Instrument Date	Mar 17, 2022
Instrument	2022070098
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	ALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1049 FIELDSTONE DR, 1049, MELBOURNE, FL 32940-1635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 WILLOW LN, MELBOURNE, FL 32935-6973

Mortgage

Document Number	0094502270
Date	Mar 22, 2022
Instrument	9450/2270

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	459 WILLOW LN, MELBOURNE, FL 32935-6973
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086282485
Date	Jan 3, 2020
Book Page	8628/2485
Instrument	2020001078

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 5, 2019
Property Address	459 WILLOW LN, MELBOURNE, FL 32935-6973
Document Number	0085801505
Book / Page	008580 / 001505
Instrument Date	Oct 31, 2019
Instrument	241050
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	459 WILLOW LN MELBOURNE FL 329356973, MELBOURNE, FL 32935-6973

Mortgage

Document Number	85801506
Date	Nov 5, 2019
Book Page	008580/001506
Instrument	241051

Lender

Name	JAMES BONENBERGER
Address	2640 N RIVERSIDE DR, INDIALANTIC, FL 32903-3623

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 4, 2020

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,780 (-6.51%)	$272,780 (-6.51%)
2025	$4,539.00 (-2.78%) Homeowner's exemption	$291,770 (-3.4%) Land $160,000 Building $131,770	$291,770 (-3.4%) Land $160,000 Building $131,770
2023	$4,669.00 (+239.81%) Homeowner's exemption	$302,040 (+160.18%) Land $150,000 Building $152,040	$302,040 (+13.93%) Land $150,000 Building $152,040
2022	$1,374.00 Homeowner's exemption	$116,090	$265,100 Land $96,000 Building $169,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	14 (1995–2017)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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