445 Willow Ln, Melbourne, FL 32935 Property Records

Brevard County property record for 445 Willow Ln, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Mar 2019)
Tax Bill	$2,277 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-21-EM-11-4`

Property Details

APN / Parcel Number

Primary APN	`27-37-21-EM-11-4`
Alternative APNs	`27-37-21-EM-00011.0-0004.00` `2724359`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1993
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	288 sqft
Porch	Unfinished Open Porch
Porch Area	340 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2724359
Street Address	445 WILLOW LN
City	MELBOURNE
State	FL
Zip	32935-6973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOVERIDGE HEIGHTS SUBD LOT 4 BLK 11
Legal Range	37E
Legal Township	27S
Legal Section	21
Legal Subdivision	LOVERIDGE HEIGHTS SUBD
Legal Block	11
Legal Lot Number	4
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1044
Census Tract	64201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 WILLOW LN, MELBOURNE, FL 32935-6973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 4, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 23, 2017	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	201943688
Deed Book / Page	8381 / 165
Prior Transfer Date	Jun 19, 2012
Prior Transfer Doc	0066262214
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	445 WILLOW LN, MELBOURNE, FL 32935-6973
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 WILLOW LN, MELBOURNE, FL 32935-6973

Mortgage

Document Number	0099880762
Date	Feb 8, 2024
Book Page	9988/762
Instrument	2024026467

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 4, 2019
Property Address	445 WILLOW LN, MELBOURNE, FL 32935-6973
Document Number	0083810165
Book / Page	8381 / 0165
Map Reference	MB 10 PG 20
Instrument Date	Feb 19, 2019
Instrument	2019043688
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	PRESTIGE TITLE OF BREVARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1287 JASMINE ST, 1287, MELBOURNE, FL 32935-5815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 WILLOW LN, MELBOURNE, FL 32935-6973

Mortgage

Document Number	2019043689
Date	Mar 4, 2019
Instrument	2019043689

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	445 WILLOW LN, MELBOURNE, FL 32935-6973
Document Number	0078560949
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 WILLOW LN MELBOURNE FL 329356973, MELBOURNE, FL 32935-6973

Mortgage

Document Number	0078560949
Date	Apr 3, 2017
Book Page	007856/000949
Instrument	68339

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,220 (+2.7%)	$239,060 (+0.54%)
2025	$2,277.00 (+5.76%) Homeowner's exemption	$163,800 (+5.98%)	$237,770 (-6.69%)
2024	$2,153.00 (+2.77%)
2023	$2,095.00 (+7.16%) Homeowner's exemption	$154,560 (+3%)	$254,820 (+8.49%) Land $150,000 Building $104,820
2022	$1,955.00 Homeowner's exemption	$150,060	$234,880 Land $96,000 Building $138,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	14 (1995–2017)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on Willow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures