459 River Bluff Dr, Dixon, IL 61021 Property Records

Lee County property record for 459 River Bluff Dr, Dixon, IL 61021

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,506 sqft · built 1981
Lot Size	1.08 acres (47,045 sqft)
Owner	Trust Name on File
Last Sale	$269,000 (Sep 2018)
Tax Bill	$7,619 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-07-11-251-013`

Property Details

APN / Parcel Number

Primary APN	`16-07-11-251-013`
Alternative APN	`147958`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,506 sqft Living Area
Basement Area	1,474 sqft
Unfinished Basement	1,474 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood
Lot Area	47,045 sqft (1.08 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	147958
Street Address	459 RIVER BLUFF DR
City	DIXON
State	IL
Zip	61021-8767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT/LOT:11 TWP:22RNG/BLK:8 ROCKVIEW RIVR RUN LTS 191 192 193 194 SUBJECT TO EASEMENT BK 8508 PG 79 BK 9611-968 QCD
Legal Range	08
Legal Township	22
Legal Section	11
Legal Subdivision	ROCKVIEW RIVER RUN
Legal Block	8
Legal Lot Number	191-194
Jurisdiction	LEE IL
Township / Civil Division	PALMYRA
Census Block Group	4
Census Block	4021
Census Tract	500

Owner

459 River Bluff Dr is owner-occupied and held in a trust since September 2018.

Source: Lee County records, as of June 16, 2026

Owner of Record	Trust Name on File
Mailing Address	459 RIVER BLUFF DR, DIXON, IL 61021-8767
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK ROCK FALL
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Jun 13, 2003 · Amount on File
Deed Document Number	20183404
Deed Book / Page	1809 / 703
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	459 RIVER BLUFF DR, DIXON, IL 61021-8767
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000688
Date	Feb 20, 2020
Instrument	202000688

Lender

Name	COMMUNITY STATE BANK ROCK FALL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2035

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	459 RIVER BLUFF DR, DIXON, IL 61021-8767
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005137
Date	Oct 21, 2020
Instrument	202005137

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Sep 6, 2018
Property Address	459 RIVER BLUFF DR, DIXON, IL 61021-8767
Document Number	001809/703
Book / Page	1809 / 703
Map Reference	DOC 375214
Instrument Date	Aug 31, 2018
Instrument	201803404
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 RIVER BLUFF DR, DIXON, IL 61021-8767

Mortgage

Document Number	1809/706
Date	Sep 6, 2018
Book Page	1809/706
Instrument	201803405

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 459 River Bluff Dr was $7,619 with exemptions applied.

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Palmyra Township
Unified School District	Dixon Unit School District 170 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,619.00	$118,291 Land $12,414 Building $105,877	$354,873 Land $37,242 Building $317,631

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 459 River Bluff Dr in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	27 (1984–2019)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Feb 2019
Claims by Event	Severe Storms & Flooding, Mar 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 459 River Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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