446 River Bluff Dr, Dixon, IL 61021 Property Records

Lee County property record for 446 River Bluff Dr, Dixon, IL 61021

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,660 sqft · built 1994
Lot Size	0.431 acres (18,758 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (Jun 2017)
Tax Bill	$5,109 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-07-11-176-019`

Property Details

APN / Parcel Number

Primary APN	`16-07-11-176-019`
Alternative APN	`158941`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Lot Area	18,758 sqft (0.431 acres)
Lot Dimensions	166 ft deep x 113 ft wide
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	158941
Street Address	446 RIVER BLUFF DR
City	DIXON
State	IL
Zip	61021-8768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT/LOT:11 TWP:21RNG/BLK:008 ROCKVIEW RIVER RUN SEC LT 230 PT LT 231 BK 0007-2202 WD JT
Legal Range	08
Legal Township	21
Legal Section	11
Legal Subdivision	ROCKVIEW RIVER RUN
Legal Block	8
Legal Lot Number	230-231
Jurisdiction	LEE IL
Township / Civil Division	PALMYRA
Census Block Group	4
Census Block	4028
Census Tract	500

Owner

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 RIVER BLUFF DR, DIXON, IL 61021-8768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Sep 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Jun 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 16, 2017	Deed, Transfer · Conventional Mortgage US BANK NA
Jun 16, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2017 · Amount on Record
Deed Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	20172413
Last Transfer Date	Aug 27, 2021
Transfer Doc	202104665
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Recording Date	May 4, 2026
Property Address	446 RIVER BLUFF DR, DIXON, IL 61021-8768
Document Number	0202601501
Instrument Date	Apr 14, 2026
Instrument	20261501
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 RIVER BLUFF DR, DIXON, IL 61021-8768
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001501,
Date	May 4, 2026
Instrument	20261501

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	55 Months
Due	Dec 28, 2030

Interest

Rate Type	Fixed Rate
Rate	8.05%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE IL
Recording Date	Sep 3, 2021
Property Address	446 RIVER BLUFF DR, DIXON, IL 61021-8768
Document Number	202104665
Map Reference	BK G PG 71 72
Instrument Date	Aug 27, 2021
Instrument	202104665
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 RIVER BLUFF DR, DIXON, IL 61021-8768

Mortgage

Document Number	202104666
Date	Sep 3, 2021
Instrument	202104666

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.13%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	446 RIVER BLUFF DR, DIXON, IL 61021-8768
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201702414
Date	Jun 16, 2017
Instrument	201702414

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LEE IL
Recording Date	Jun 16, 2017
Property Address	446 RIVER BLUFF DR, DIXON, IL 61021-8768
Document Number	201702413
Instrument Date	Jun 13, 2017
Instrument	201702413
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 RIVER BLUFF DR, DIXON, IL 61021-8768

Mortgage

Document Number	201702415
Date	Jun 16, 2017
Instrument	201702415

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LEE IL
Recording Date	Jun 16, 2017
Property Address	446 RIVER BLUFF DR, DIXON, IL 61021-8768
Document Number	0201702413
Instrument Date	Jun 13, 2017
Instrument	201702413
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Tax	$279.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 RIVER BLUFF DR, DIXON, IL 61021-8768

Tax Assessment & Valuation

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Palmyra Township
Unified School District	Dixon Unit School District 170 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,109.00 (+1.39%) Homeowner's exemption	$77,943 (+1.37%) Land $6,825 Building $71,118	$233,829 (+1.37%) Land $20,475 Building $213,354
2024	$5,039.00	$76,893 Land $5,900 Building $70,993	$230,679 Land $17,700 Building $212,979

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	27 (1984–2019)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Feb 2019
Claims by Event	Severe Storms & Flooding, Mar 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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