Lincoln County property record for 459 Montgomery Rd SW, Summit, MS 39666
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,048 sqft · built 1985 |
| Lot Size | 25.1 acres (1,094,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,308 (Jun 2025) |
| Tax Bill | $285 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Jun 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-8-28-013 |
| Primary APN | 75-8-28-013 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,048 sqft Adjusted Area |
| 1st Floor Area | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,094,663 sqft (25.1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 8940 |
|---|---|
| Street Address | 459 MONTGOMERY RD SW |
| City | SUMMIT |
| State | MS |
| Zip | 39666-9083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 32.05 ACS IN SE1/4 NW1/4 & IN SE1/4 SW1/4 LESS .75 ROW 4/96 LESS 6.17 AC PER INSTR#20235123 |
| Legal Range | 07 |
| Legal Township | 05 |
| Legal Section | 28 |
| Jurisdiction | LINCOLN MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 950401 |
Source: Lincoln County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2244 SUGARLOAF DR, HARVEY, LA 70058-5417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Construction Mortgage FERGUSON FEDERAL CREDIT UNION |
| Jun 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FERGUSON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on Record |
| Deed Sale | Jun 16, 2025 · Amount on Record |
| Deed Document Number | 20253290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MS |
| Recording Date | May 12, 2026 |
| Property Address | 459 MONTGOMERY RD SW, SUMMIT, MS 39666-9083 |
| Document Number | 0000002211 |
| Instrument Date | May 5, 2026 |
| Instrument | 20262211 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000002211, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 20262211 |
| Name | FERGUSON FEDERAL CREDIT UNION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 5, 2027 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MS |
| Property Address | 459 MONTGOMERY RD SW, SUMMIT, MS 39666-9083 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2244 SUGARLOAF DR, HARVEY, LA 70058-5417 |
| Document Number | 0020253291 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | 20253291 |
| Name | FERGUSON FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, MS 39429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2040 |
Source: Lincoln County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $285.00 (-6.56%) Homeowner's exemption Senior Citizen's exemption | $13,159 (+26.85%) | $127,070 (+27.93%) Land $15,350 Building $111,720 |
| 2024 | $305.00 (-63.6%) Homeowner's exemption Senior Citizen's exemption | $10,374 (-2.47%) | $99,330 (-1.73%) Land $12,220 Building $87,110 |
| 2023 | $838.00 (-0.95%) Homeowner's exemption | $10,637 (+0.19%) | $101,080 (+0.13%) Land $13,970 Building $87,110 |
| 2022 | $846.00 Homeowner's exemption | $10,617 | $100,950 Land $13,840 Building $87,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 85% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE CHITTO WATER ASSOCIATION public/private · serves 2,162 people · EPA ID MS0430001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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