Lincoln County property record for 320 Montgomery Rd SW, Summit, MS 39666
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,654 sqft · built 2002 |
| Lot Size | 8.75 acres (381,150 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,266 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-8-28-039.04 |
| Primary APN | 75-8-28-039.04 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,654 sqft Adjusted Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 381,150 sqft (8.75 acres) |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Utility Building | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 33038 |
|---|---|
| Street Address | 320 MONTGOMERY RD SW |
| City | SUMMIT |
| State | MS |
| Zip | 39666-9011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8.75 ACS PT SE SE N/O RD |
| Jurisdiction | LINCOLN MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950401 |
Source: Lincoln County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 MONTGOMERY RD SW, SUMMIT, MS 39666-9011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2020 |
| Deed Sale | Apr 14, 2020 |
| Deed Document Number | 0001612376 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MS |
| Property Address | 320 MONTGOMERY RD SW, SUMMIT, MS 39666-9011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020215495 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 20215495 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Lincoln County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,266.00 (+37.75%) | $33,297 (+49.15%) | $221,970 (+49.15%) Land $11,590 Building $210,380 |
| 2024 | $2,371.00 (-0.96%) | $22,324 (-0.13%) | $148,820 (-0.13%) Land $8,570 Building $140,250 |
| 2023 | $2,394.00 (-0.58%) | $22,352 (+0.04%) | $149,010 (+0.04%) Land $8,760 Building $140,250 |
| 2022 | $2,408.00 | $22,344 | $148,950 Land $8,700 Building $140,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE CHITTO WATER ASSOCIATION public/private · serves 2,162 people · EPA ID MS0430001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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