North Kingstown Town property record for 459 Gilbert Stuart Rd, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,366 sqft · built 1970 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | Company Name on File |
| Last Sale | $310,000 (Apr 2003) |
| Tax Bill | $6,007 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:048 B:002 |
| Primary APN | NKIN M:048 B:002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,366 sqft Living Area |
| Gross Area | 2,834 sqft |
| 1st Floor Area | 964 sqft |
| Basement Area | 964 sqft |
| Unfinished Basement | 294 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 89,734 sqft (2.06 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 60520 |
|---|---|
| Street Address | 459 GILBERT STUART RD |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 2 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 50402 |
Source: North Kingstown Town assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 459 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage HOME CORPORATION |
| Apr 18, 2023 | Deed, Transfer |
| Mar 1, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 1, 2003 · Amount on Record |
| Deed Sale | Apr 1, 2003 · Amount on Record |
| Deed Book / Page | 1635 / 19 |
| Last Transfer Date | Mar 29, 2023 |
| Transfer Doc | 0003567-84 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Aug 4, 2026 |
| Property Address | 459 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3008 |
| Document Number | 0000000097 |
| Book / Page | 3779 / 281 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202697 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000097, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 3779/281 |
| Instrument | 202697 |
| Name | HOME CORPORATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate | 5.84% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Apr 18, 2023 |
| Property Address | 459 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3008 |
| Document Number | 0003567-84 |
| Book / Page | 3567 / 84 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 1133 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 459 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3008 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3380-62 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 3380/62 |
| Instrument | 1253 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,007.00 (-8.37%) | $544,100 (+19.01%) Land $279,900 Building $264,200 |
| 2023 | $6,556.00 | $457,200 Land $231,600 Building $225,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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