374 Gilbert Stuart Rd, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 374 Gilbert Stuart Rd, Saunderstown, RI 02874

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,840 sqft · built 1975
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Dec 1986)
Tax Bill$9,253 (2025)
Deeds & MortgagesJan 2023 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNNKIN M:039 B:024

Property Details

APN / Parcel Number

Primary APNNKIN M:039 B:024
Alternative APN
  • 14273

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,840 sqft Living Area
Gross Area4,828 sqft
1st Floor Area1,956 sqft
Basement Area1,410 sqft
Unfinished Basement1,410 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Pool TypePool with Hot Tub/Spa
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number14273
Street Address374 GILBERT STUART RD
CitySAUNDERSTOWN
StateRI
Zip02874-2503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Block24
JurisdictionNORTH KINGSTOWN RI
Township / Civil DivisionNORTH KINGSTOWN
Census Block Group2
Census Block2052
Census Tract50402

Owner

Source: North Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address374 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-2503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
BANK RHODE ISLAND
Aug 21, 2018Warranty Deed, Transfer
EASTERN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 1986 · Amount on Record
Deed SaleDec 29, 1986 · Amount on Record
Deed Book / Page508 / 197
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH KINGSTOWN RI
Property Address374 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-2503
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003553-79
DateJan 9, 2023
Book Page3553/79
Instrument71
Lender
NameBANK RHODE ISLAND
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueFeb 1, 2038

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTH KINGSTOWN RI
Recording DateAug 21, 2018
Property Address374 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-2503
Document Number3143-124
Book / Page3143 / 124
Instrument3548
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

Tax$87.13
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3143-126
DateAug 21, 2018
Book Page3143/126
Instrument3549
Lender
NameEASTERN BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNorth Kingstown Town
Unified School DistrictNorth Kingstown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,253.00 (-4.93%)$838,100 (+23.49%) Land $299,200 Building $538,900$977,645
2023$9,733.00$678,700 Land $250,700 Building $428,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 94 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies119 units insured
incl. 25 condo units
Nearby Flood Claims9 (1991–2012)
Claims Outside the SFHA5 of 9
Most Recent ClaimSep 2012 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NORTH KINGSTOWN
serves 27,732 people · EPA ID RI1559517
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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