Flagler County property record for 459 Garden Ln, Bunnell, FL 32110
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,140 sqft · built 2019 |
| Lot Size | 1.3 acres (56,672 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Sep 2023) |
| Tax Bill | $2,077 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-12-29-0450-00000-0340 |
| Primary APN | 09-12-29-0450-00000-0340 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 1,204 sqft |
| 1st Floor Area | 1,140 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 56,672 sqft (1.3 acres) |
| Storage Building | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 459 GARDEN LN |
|---|---|
| City | BUNNELL |
| State | FL |
| Zip | 32110-6536 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | MH-1 |
| Legal Description | BIMINI GARDENS SUBD LOTS 34 & 55 OR BOOK 78 PG 473 OR 1957/753 OR 2027/1701 |
| Legal Range | 29E |
| Legal Township | 12S |
| Legal Section | 09 |
| Legal Subdivision | BIMINI GARDENS SUBD |
| Legal Lot Number | 34 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2117 |
| Census Tract | 60206 |
459 Garden Ln, a mobile home, is owned and occupied by two individuals who bought it in September 2023.
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 459 GARDEN LN, BUNNELL, FL 32110-6536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on File |
| Deed Sale | Sep 22, 2023 · Amount on File |
| Prior Sale | Oct 3, 2014 · Amount on File |
| Deed Document Number | 202341767 |
| Deed Book / Page | 2814 / 638 |
| Prior Transfer Date | Jul 30, 2013 |
| Prior Transfer Doc | 0019570753 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 22, 2023 |
| Property Address | 459 GARDEN LN, BUNNELL, FL 32110-6536 |
| Document Number | 0028140638 |
| Book / Page | 2814 / 638 |
| Map Reference | MB 10 PG 16 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023041767 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 459 GARDEN LN, BUNNELL, FL 32110-6536 |
| Name | Verified Name |
|---|---|
| Address | 459 GARDEN LN, BUNNELL, FL 32110-6536 |
| Document Number | 0002814640 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2814/640 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 459 GARDEN LN, BUNNELL, FL 32110-6536 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Title Company | EQUITABLE TTL OF SEMINOLE CN |
| Name | Verified Name |
|---|
| Document Number | 0023640909 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 2364/0909 |
| Instrument | 2019022943 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Jul 1, 2042 |
The 2025 property tax bill for 459 Garden Ln was $2,077, down 15.2% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,077.00 (-15.16%) | $191,947 | $193,160 Land $84,000 Building $109,160 |
| 2024 | $2,448.00 (+335.59%) | ||
| 2023 | $562.00 (-49.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $106,271 (+3%) | $177,767 (+15.43%) Land $65,000 Building $112,767 |
| 2022 | $1,119.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $103,176 | $154,000 Land $40,000 Building $114,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 459 Garden Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 3 (2001–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 459 Garden Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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