Flagler County property record for 417 Garden Ln, Bunnell, FL 32110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,143 sqft · built 2023 |
| Lot Size | 1.25 acres (54,537 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Oct 2025) |
| Tax Bill | $1,784 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-12-29-0450-00000-0350 |
| Primary APN | 09-12-29-0450-00000-0350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,143 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 54,537 sqft (1.25 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 417 GARDEN LN |
|---|---|
| City | BUNNELL |
| State | FL |
| Zip | 32110-6536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MH-1 |
| Legal Description | BIMINI GARDENS LOT 35 OR 154 PG 668 RP TAG #R047268 OR 258 PG 848 OR 625 PG 113 OR 1181 PG 1656 OR 1391 PG 1411-FJQT |
| Legal Range | 29E |
| Legal Township | 12S |
| Legal Section | 09 |
| Legal Subdivision | BIMINI GARDENS |
| Legal Lot Number | 35 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2117 |
| Census Tract | 60206 |
417 Garden Ln is owned and occupied by an individual who bought it in October 2025.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 417 GARDEN LN, BUNNELL, FL 32110-6536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 26, 2023 | Warranty Deed, Subdivision Related Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on File |
| Deed Sale | Oct 7, 2025 · Amount on File |
| Prior Sale | Apr 26, 2023 · Amount on File |
| Deed Document Number | 2025040734 |
| Deed Book / Page | 2996 / 403 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 7, 2025 |
| Property Address | 417 GARDEN LN, BUNNELL, FL 32110-6536 |
| Document Number | 0029960403 |
| Book / Page | 2996 / 403 |
| Map Reference | MB 10 PG 16 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025040734 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 FICREST LABNE, PALM COAST, FL 32137 |
| Name | Verified Name |
|---|---|
| Address | 417 GARDEN LN, BUNNELL, FL 32110-6536 |
| Document Number | 0002996405 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2996/405 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 26, 2023 |
| Property Address | 417 GARDEN LN, BUNNELL, FL 32110-6536 |
| Document Number | 0027741841 |
| Book / Page | 2774 / 1841 |
| Map Reference | MB 10 PG 16 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023017364 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 10, 2023 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,056.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 UTILITY DR, PALM COAST, FL 32137-7386 |
| Name | Verified Name |
|---|---|
| Address | 417 GARDEN LN, BUNNELL, FL 32110-6536 |
The 2025 property tax bill for 417 Garden Ln was $1,784 with exemptions applied, down 17.4% from the year before.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,784.00 (-17.37%) Homeowner's exemption Widower's exemption | $175,594 (+2.9%) | $254,903 (+1.75%) Land $42,000 Building $212,903 |
| 2024 | $2,159.00 (+147.88%) Homeowner's exemption Widower's exemption | $170,645 (+425.06%) | $250,517 (+670.82%) Land $37,500 Building $213,017 |
| 2023 | $871.00 (+275.43%) | $32,500 (+62.5%) Land $32,500 | $32,500 (+62.5%) Land $32,500 |
| 2022 | $232.00 | $20,000 Land $20,000 | $20,000 Land $20,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 417 Garden Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 3 (2001–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Garden Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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