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459 Copperfield Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 459 Copperfield Ct, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,344 sqft · built 2020
Lot Size0.162 acres (7,100 sqft)
Owner2 Individual Names on Record
Last Sale$309,728 (Jun 2020)
Deeds & MortgagesJun 2020 Sale
Feb 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APNT200500393

Property Details

APN / Parcel Number

Primary APNT200500393
Alternative APN
  • 5-116B-C828-00-0021.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
Basement Area1,340 sqft
Finished Basement940 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialVinyl
Lot Area7,100 sqft (0.162 acres)

Location & Zoning

Account NumberT200500393
Street Address459 COPPERFIELD CT
CitySAINT CHARLES
StateMO
Zip63301-4931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLESTOWNE PL #7 LOT 21
Legal Range05E
Legal Township47N
Legal SubdivisionCHARLESTOWNE PL #7
Legal Lot Number21
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2000
Census Tract310201

Owner

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address459 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Warranty Deed, Subdivision Related Transfer
SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY
Feb 10, 2020Special Warranty Deed, Transfer · Line of Credit
ST LOUIS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2020 · Amount on Record
Deed SaleJun 23, 2020 · Amount on Record
Prior SaleFeb 10, 2020
Deed Document Number0007327969
Deed Book / Page7327 / 969
Record UpdatedJun 7, 2026

June 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 23, 2020
Property Address459 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931
Document Number0073270969
Book / Page007327 / 000969
Instrument DateJun 23, 2020
Instrument429110
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 25, 2020
Title CompanySECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address459 COPPERFIELD CT ST CHARLES MO 633014931, ST CHARLES, MO 63301-4931

February 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 10, 2020
Property Address459 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931
Document Number0072282237
Book / Page7228 / 2237
Map ReferenceMB 50 PG 347
Instrument DateFeb 7, 2020
Instrument20200210000082250
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyARCHER LAND TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address239 FOX HILL RD, 239, SAINT CHARLES, MO 63301-3745

Transferred To (Grantee/Buyer)

NameVerified Name
Address695 TRADE CENTER BLVD STE 200, 200, CHESTERFIELD, MO 63005-1276
InvestorPossibly a Property Investor

Mortgage

Document Number20200210000082260
DateFeb 10, 2020
Instrument20200210000082260
Lender
NameST LOUIS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$66,436
2022$349,667 Land $58,334 Building $291,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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