454 Copperfield Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 454 Copperfield Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,660 sqft · built 2020
Lot Size	0.142 acres (6,168 sqft)
Owner	Individual Name on File
Last Sale	$345,900 (Sep 2020)
Tax Bill	$5,372 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`T200500391`

Property Details

APN / Parcel Number

Primary APN	`T200500391`
Alternative APN	`5-116B-C828-00-0019.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,660 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	964 sqft
Basement Area	696 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	6,168 sqft (0.142 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T200500391
Street Address	454 COPPERFIELD CT
City	SAINT CHARLES
State	MO
Zip	63301-4930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE PL #7 LOT 19
Legal Subdivision	CHARLESTOWNE PL #7
Legal Lot Number	19
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2000
Census Tract	310201

Owner

454 Copperfield Ct is owned and occupied by an individual who bought it in September 2020.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	Individual Name on File
Mailing Address	454 COPPERFIELD CT, SAINT CHARLES, MO 63301-4930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Warranty Deed, Subdivision Related Transfer DAS ACQUISITION
May 18, 2020	Warranty Deed, Transfer · Line of Credit SAINT LOUIS BK
Apr 28, 2020	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	Sep 24, 2020 · Amount on File
Deed Document Number	202071006
Prior Transfer Date	Apr 27, 2020
Prior Transfer Doc	0072802397
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 24, 2020
Property Address	454 COPPERFIELD CT, SAINT CHARLES, MO 63301-4930
Document Number	0000071006
Instrument Date	Sep 23, 2020
Instrument	71006
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 24, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 COPPERFIELD CT ST CHARLES MO 633014930, ST CHARLES, MO 63301-4930

Mortgage

Document Number	71008
Date	Sep 24, 2020
Instrument	71008

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 18, 2020
Property Address	454 COPPERFIELD CT, SAINT CHARLES, MO 63301-4930
Document Number	0072962051
Book / Page	007296 / 002051
Instrument Date	May 14, 2020
Instrument	318240
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	695 TRADE CENTER BLVD #200 CHESTERFIELD MO 630051276, 200, CHESTERFIELD, MO 63005-1276
Investor	Possibly a Property Investor

Mortgage

Document Number	72962053
Date	May 18, 2020
Book Page	007296/002053
Instrument	318250

Lender

Name	SAINT LOUIS BK
Address	TOWN AND COUNTRY, MO 63017

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 28, 2020
Property Address	454 COPPERFIELD CT, SAINT CHARLES, MO 63301-4930
Document Number	0072802397
Book / Page	007280 / 002397
Instrument Date	Apr 27, 2020
Instrument	267080
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	695 TRADE CENTER BLVD #200 CHESTERFIELD MO 630051276, 200, CHESTERFIELD, MO 63005-1276

Tax Assessment & Valuation

The 2025 property tax bill for 454 Copperfield Ct was $5,372, up 32.3% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,372.00 (+32.25%)	$61,621	$324,321 Land $64,751 Building $259,570
2024	$4,062.00
2023		$60,509
2022			$318,467 Land $58,334 Building $260,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 454 Copperfield Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 Copperfield Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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