Macomb County property record for 45892 Keding St, Utica, MI 48317
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,306 sqft · built 1972 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,000 (Apr 2006) |
| Tax Bill | $3,033 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-34-278-005 |
| Primary APN | 11-07-34-278-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,306 sqft Living Area |
| 1st Floor Area | 1,306 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 298 sqft |
| Patio Area | 831 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45892 KEDING ST |
|---|---|
| City | UTICA |
| State | MI |
| Zip | 48317-6020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | NORMANDY SUB. NO. 3 LOT 85 |
| Legal Subdivision | NORMANDY SUB |
| Legal Lot Number | 85 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | UTICA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 228000 |
45892 Keding St is owned and occupied by an individual who acquired it in February 2008.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45892 KEDING ST, UTICA, MI 48317-6020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2006 · Amount on File |
| Deed Sale | Apr 7, 2006 · Amount on File |
| Deed Document Number | 20066058173 |
| Deed Book / Page | 17741 / 853 |
| Last Transfer Date | Feb 6, 2008 |
| Transfer Doc | 0000023865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45892 KEDING ST, UTICA, MI 48317-6020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45892 KEDING ST, UTICA, MI 48317-6020 |
| Document Number | 2600018146 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 30540/531 |
| Instrument | 202600018146 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2041 |
The 2025 property tax bill for 45892 Keding St was $3,033 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Utica City |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,400 (+5.7%) | $244,800 (+5.7%) | |
| 2025 | $3,033.00 Homeowner's exemption | $115,800 | $231,600 |
| 2023 | $98,700 | $197,400 | |
| 2022 | $2,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45892 Keding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 45892 Keding St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UTICA serves 5,059 people · EPA ID MI0006760 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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