Macomb County property record for 45875 Keding St, Utica, MI 48317
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,394 sqft · built 1971 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Jan 2002) |
| Tax Bill | $3,206 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-34-277-020 |
| Primary APN | 11-07-34-277-020 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| 1st Floor Area | 1,394 sqft |
| Basement Area | 1,118 sqft |
| Unfinished Basement | 1,118 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 120 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45875 KEDING ST |
|---|---|
| City | UTICA |
| State | MI |
| Zip | 48317-6021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | NORMANDY SUB. NO. 3 LOT 99 |
| Legal Subdivision | NORMANDY SUB |
| Legal Lot Number | 99 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | UTICA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 228000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45875 KEDING ST, UTICA, MI 48317-6021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit GENISYS CREDIT UNION |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2002 · Amount on Record |
| Deed Sale | Jan 28, 2002 · Amount on Record |
| Prior Sale | May 21, 1999 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 9, 2026 |
| Property Address | 45875 KEDING ST, UTICA, MI 48317-6021 |
| Document Number | 0000065302 |
| Book / Page | 30753 / 135 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202665302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 45875 KEDING ST, UTICA, MI 48317-6021 |
| Document Number | 0000065302, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 30753/135 |
| Instrument | 202665302 |
| Name | GENISYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 3, 2046 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45875 KEDING ST, UTICA, MI 48317-6021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 45875 KEDING ST, UTICA, MI 48317-6021 |
| Document Number | 2102128654 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 27450/236 |
| Instrument | 202102128654 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Utica City |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,700 (+23.85%) | $253,400 (+23.85%) | |
| 2025 | $3,206.00 (+13.01%) | ||
| 2023 | $102,300 | $204,600 | |
| 2022 | $2,837.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UTICA serves 5,059 people · EPA ID MI0006760 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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