4589 Rd O, Pandora, OH 45877 Property Records

Putnam County property record for 4589 Rd O, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,188 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$157,000 (Dec 2020)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Aug 2022 Sale Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-016190.0100`

Property Details

APN / Parcel Number

Primary APN	`48-016190.0100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Finished Basement	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	4589 ROAD O
City	PANDORA
State	OH
Zip	45877-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 16 NECOR WPT N NW
Legal Range	8E
Legal Township	1S
Legal Section	16
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2052
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17885 ROAD 5, PANDORA, OH 45877-9772
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Warranty Deed, Transfer
Jan 8, 2021	Warranty Deed, Transfer
Jan 8, 2021	Intrafamily Transfer, Transfer
Dec 9, 2020	Fiduciary Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Prior Sale	Jan 13, 2003
Deed Document Number	20206274
Deed Book / Page	728 / 1045
Last Transfer Date	Jan 8, 2021
Transfer Doc	00729/1284
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Aug 11, 2022
Property Address	4589 ROAD O, PANDORA, OH 45877-9747
Document Number	000749/442
Book / Page	749 / 442
Instrument Date	Aug 10, 2022
Instrument	202200003541
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4589 ROAD O, PANDORA, OH 45877-9747

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Jan 8, 2021
Property Address	4589 ROAD O, PANDORA, OH 45877-9747
Document Number	00729/1279
Book / Page	729 / 1279
Map Reference	VOL 663 PG 1019
Instrument Date	Jan 8, 2021
Instrument	202100000098
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4589 ROAD N, PANDORA, OH 45877-9438

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Jan 8, 2021
Property Address	4589 ROAD O, PANDORA, OH 45877-9747
Document Number	00729/1284
Book / Page	729 / 1284
Instrument Date	Jan 8, 2021
Instrument	202100000100
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4589 ROAD N, PANDORA, OH 45877-9438

December 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PUTNAM OH
Recording Date	Dec 9, 2020
Property Address	4589 ROAD O, PANDORA, OH 45877-9747
Document Number	00728/1045
Book / Page	728 / 1045
Instrument Date	Nov 19, 2020
Instrument	202000006274
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4589 ROAD O, PANDORA, OH 45877-9747

Mortgage

Document Number	202000006275
Date	Dec 9, 2020
Instrument	202000006275

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,662.00 (+2.72%) Homeowner's exemption	$56,460 (-) Land $6,820 Building $49,640	$161,320 (-) Land $19,490 Building $141,830
2024	$1,618.00 (+0.87%) Homeowner's exemption	$56,460 (+32.54%) Land $6,820 Building $49,640
2023	$1,604.00 (+1.01%) Homeowner's exemption Additional exemption filed	$42,600 (-) Land $5,390 Building $37,210	$161,320 (+32.54%) Land $19,490 Building $141,830
2022	$1,588.00	$42,600 Land $5,390 Building $37,210
2020			$121,710 Land $15,400 Building $106,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: T-Mobile, TSC.

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